1. Home
  2. Florida
  3. Pinellas County
  4. Largo
  5. Bluffs Dr

3102 Bluffs Dr, Largo, FL 33770 Property Records

Pinellas County property record for 3102 Bluffs Dr, Largo, FL 33770

Property Summary

Property TypeSingle Family Home
Details5 ba · 3,266 sqft · built 1980
Lot Size0.354 acres (15,429 sqft)
OwnerIndividual Name on Record
Last Sale$1,180,000 (Dec 2024)
Tax Bill$15,457 (2025)
Deeds & MortgagesFeb 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNC62-000-747-7336-7

Property Details

APN / Parcel Number

Primary APNC62-000-747-7336-7
Alternative APNs
  • 32-29-15-09423-000-0070
  • 152932094230000070
  • R353915

Interior

Full Baths5 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area3,266 sqft Heated Area
1st Floor Area2,904 sqft
2nd Floor Area1,000 sqft
Upper Floors Area1,000 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2001
Architectural StyleDome
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,429 sqft (0.354 acres)
Lot Dimensions133 ft deep x 125 ft wide
Garage Area638 sqft

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchPorch
Porch Area453 sqft
Deck Area1,266 sqft
Patio Area1,266 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR353915
Old Parcel Number152932094230000070
Street Address3102 BLUFFS DR
CityLARGO
StateFL
Zip33770-2717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLUFFS, THE LOT 7
Legal Range15
Legal Township29
Legal Section32
Legal SubdivisionBLUFFS
Legal Lot Number7
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1000
Census Tract25211

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3102 BLUFFS DR, LARGO, FL 33770-2717
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2024 · Amount on Record
Deed SaleDec 6, 2024 · Amount on Record
Prior SaleMay 17, 2012 · Amount on Record
Deed Document Number2024305861
Deed Book / Page22995 / 1399
Record UpdatedJun 8, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address3102 BLUFFS DR, LARGO, FL 33770-2717
Document Number0204410911
Instrument DateFeb 14, 2019
Transaction TypeMortgage
Record UpdatedMar 11, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3102 BLUFFS DR LARGO FL 337702717, LARGO, FL 33770-2717

Mortgage

Document Number0204410911
DateFeb 25, 2019
Book Page020441/000911
Instrument60767
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 24, 2039
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,457.00 (+144.61%) Homeowner's exemption$856,304 (+127.56%)$1,045,085 (+10.98%) Land $380,427 Building $664,658
2023$6,319.00 (+2.78%) Homeowner's exemption$376,291 (+3%)$941,655 (+36.55%) Land $392,968 Building $548,687
2022$6,148.00 Homeowner's exemption$365,331$689,617 Land $286,750 Building $402,867

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims3 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

Nearby Properties on Bluffs Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures