3001 Bluffs Dr, Largo, FL 33770 Property Records

Pinellas County property record for 3001 Bluffs Dr, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,080 sqft · built 1980
Lot Size	0.28 acres (12,210 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Apr 2017)
Tax Bill	$5,329 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Sep 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-747-7371-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-747-7371-4`
Alternative APNs	`32-29-15-09423-000-0420` `291532094230000420` `152932094230000420` `R353950`

Interior

Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,080 sqft Living Area
Gross Area	2,877 sqft
1st Floor Area	2,080 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	12,210 sqft (0.28 acres)
Lot Dimensions	130 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	313 sqft
Deck Area	286 sqft
Patio Area	286 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R353950
Street Address	3001 BLUFFS DR
City	LARGO
State	FL
Zip	33770-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUFFS, THE LOT 42
Legal Range	15E
Legal Township	29S
Legal Section	32
Legal Subdivision	BLUFFS, THE
Legal Tract	9423
Legal Lot Number	42
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1000
Census Tract	25211

Owner

3001 Bluffs Dr is owned and occupied by two individuals who bought it in April 2017.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3001 BLUFFS DR, LARGO, FL 33770-2707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Line of Credit VAST BANK NA
Sep 1, 2017	Deed of Trust, Mortgage · Line of Credit USAMERIBANK
Apr 4, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2017 · Amount on File
Deed Sale	Apr 4, 2017 · Amount on File
Deed Document Number	2017104650
Deed Book / Page	19578 / 2111
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	3001 BLUFFS DR, LARGO, FL 33770-2707
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3001 BLUFFS DR, LARGO, FL 33770-2707

Mortgage

Document Number	0225200012
Date	Jul 31, 2023
Book Page	22520/12
Instrument	2023197514

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	3001 BLUFFS DR, LARGO, FL 33770-2707
Document Number	0197760480
Book / Page	019776 / 000480
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Oct 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3001 BLUFFS DR LARGO FL 337702707, LARGO, FL 33770-2707

Mortgage

Document Number	0197760480
Date	Sep 19, 2017
Book Page	019776/000480
Instrument	286308

Lender

Name	USAMERIBANK
Type	Bank
Address	CLEARWATER, FL 33762

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 18, 2027

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 4, 2017
Property Address	3001 BLUFFS DR, LARGO, FL 33770-2707
Document Number	0195782111
Book / Page	019578 / 002111
Instrument Date	Mar 31, 2017
Instrument	104650
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,050.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3001 BLUFFS DR LARGO FL 337702707, LARGO, FL 33770-2707

Tax Assessment & Valuation

The 2025 property tax bill for 3001 Bluffs Dr was $5,329 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,329.00 Homeowner's exemption	$322,866	$633,171 Land $283,685 Building $349,486
2023	$4,963.00 (+2.86%) Homeowner's exemption	$304,628 (+3%)	$577,572 (+28.31%) Land $301,049 Building $276,523
2022	$4,825.00 Homeowner's exemption	$295,755	$450,122 Land $231,881 Building $218,241

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3001 Bluffs Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3001 Bluffs Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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