3201 Bluffs Dr, Largo, FL 33770 Property Records

Pinellas County property record for 3201 Bluffs Dr, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,169 sqft · built 1979
Lot Size	0.32 acres (13,935 sqft)
Owner	2 Individual Names on Record
Last Sale	$795,000 (Jan 2024)
Tax Bill	$11,750 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-747-7417-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-747-7417-5`
Alternative APNs	`32-29-15-09424-000-0880` `291532094240000880` `152932094240000880` `R353996`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,169 sqft Living Area
Gross Area	3,073 sqft
1st Floor Area	2,169 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	13,935 sqft (0.32 acres)
Lot Dimensions	110 ft deep x 123 ft wide
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	340 sqft
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R353996
Street Address	3201 BLUFFS DR
City	LARGO
State	FL
Zip	33770-2718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUFFS FIRST ADDITION, THE LOT 88
Legal Range	15E
Legal Township	29S
Legal Section	32
Legal Subdivision	BLUFFS FIRST ADDITION, THE
Legal Tract	9424
Legal Lot Number	88
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1010
Census Tract	25211

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 GREAT ROCK DR, BETHEL PARK, PA 15102-2275
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Jan 17, 2024	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Mar 18, 2020	Deed of Trust, Mortgage · Line of Credit ACHIEVA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2024 · Amount on Record
Deed Sale	Jan 17, 2024 · Amount on Record
Prior Sale	Feb 3, 2005 · Amount on Record
Deed Document Number	202412660
Deed Book / Page	22679 / 2085
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	3201 BLUFFS DR, LARGO, FL 33770-2718
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3201 BLUFFS DR, LARGO, FL 33770-2718

Mortgage

Document Number	0234131943
Date	Jan 7, 2026
Book Page	23413/1943
Instrument	2026003283

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 17, 2024
Property Address	3201 BLUFFS DR, LARGO, FL 33770-2718
Document Number	0226792085
Book / Page	22679 / 2085
Map Reference	MB 77 PG 52
Instrument Date	Jan 11, 2024
Instrument	2024012660
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	TITLE AGENCY/FLORIDA INC, TITLE AGENCY OF FLORIDA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,565.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9127 JUSTINE DR, WEEKI WACHEE, FL 34613-4057

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 GREAT ROCK DR, BETHEL PARK, PA 15102-2275

Mortgage

Document Number	0226792087
Date	Jan 17, 2024
Instrument	22679/2087

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2044

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	3201 BLUFFS DR, LARGO, FL 33770-2718
Document Number	0209321691
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3201 BLUFFS DR LARGO LARGO FL 33770, LARGO, FL 33770

Mortgage

Document Number	0209321691
Date	Mar 23, 2020
Book Page	020932/001691
Instrument	95373

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34697

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 22, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,750.00 (+203.77%) Homeowner's exemption	$661,046 (+167.93%) Land $317,461 Building $343,585	$661,046 (+18.16%) Land $317,461 Building $343,585
2023	$3,868.00 (+3.01%) Homeowner's exemption	$246,725 (+3%)	$559,436 (+26.96%) Land $324,139 Building $235,297
2022	$3,755.00 Homeowner's exemption	$239,539	$440,627 Land $255,119 Building $185,508

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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