3004 Bluffs Dr, Largo, FL 33770 Property Records

Pinellas County property record for 3004 Bluffs Dr, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,559 sqft · built 1980
Lot Size	0.352 acres (15,311 sqft)
Owner	2 Trust Names on File
Last Sale	$945,000 (Jul 2023)
Tax Bill	$9,987 (2025)
Deeds & Mortgages	Jul 2023 Sale Mar 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-747-7350-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-747-7350-8`
Alternative APNs	`32-29-15-09423-000-0210` `291532094230000210` `152932094230000210` `R353929`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,559 sqft Living Area
Gross Area	3,512 sqft
1st Floor Area	2,559 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1991
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	15,311 sqft (0.352 acres)
Lot Dimensions	109 ft deep x 138 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	470 sqft
Deck Area	286 sqft
Patio Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R353929
Street Address	3004 BLUFFS DR
City	LARGO
State	FL
Zip	33770-2700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUFFS, THE LOT 21
Legal Range	15E
Legal Township	29S
Legal Section	32
Legal Subdivision	BLUFFS, THE
Legal Tract	9423
Legal Lot Number	21
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1000
Census Tract	25211

Owner

3004 Bluffs Dr is owner-occupied and held in a trust since July 2023.

Source: Pinellas County records, as of September 17, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3004 BLUFFS DR, LARGO, FL 33770-2700
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Warranty Deed, Transfer GULFSIDE TITLE SERVICES LLC
Mar 14, 2023	Warranty Deed, Transfer · Balloon Mortgage WILLIAM MIRZA IRA NO 8003399
Jun 1, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 19, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 10, 2018	Warranty Deed, Transfer INTERNATIONAL TITLE PARTNERS LLC, INTERNATIONAL TITLE PTRS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2023 · Amount on File
Deed Sale	Jul 18, 2023 · Amount on File
Prior Sale	Mar 14, 2023 · Amount on File
Deed Document Number	2023184931
Deed Book / Page	22506 / 2162
Prior Transfer Date	May 31, 2022
Prior Transfer Doc	0220831092
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 18, 2023
Property Address	3004 BLUFFS DR, LARGO, FL 33770-2700
Document Number	0225062162
Book / Page	22506 / 2162
Map Reference	MB 65 PG 57-59
Instrument Date	Jul 14, 2023
Instrument	2023184931
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	GULFSIDE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$6,615.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13799 PARK BLVD, SEMINOLE, FL 33776-3402

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3004 BLUFFS DR, LARGO, FL 33770-2700

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 14, 2023
Property Address	3004 BLUFFS DR, LARGO, FL 33770-2700
Document Number	0223740700
Book / Page	22374 / 700
Map Reference	MB 65 PG 57-59
Instrument Date	Mar 9, 2023
Instrument	2023066152
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	GULFSIDE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3004 BLUFFS DR, LARGO, FL 33770-2700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13799 PARK BLVD # 173, 173, SEMINOLE, FL 33776-3402

Mortgage

Document Number	0022374702
Date	Mar 14, 2023
Instrument	22374/702

Lender

Name	WILLIAM MIRZA IRA NO 8003399
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 9, 2024

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Jun 1, 2022
Property Address	3004 BLUFFS DR, LARGO, FL 33770-2700
Document Number	0220831092
Book / Page	22083 / 1092
Map Reference	MB 65 PG 57-59
Instrument Date	May 31, 2022
Instrument	2022171794
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3004 BLUFFS DR, LARGO, FL 33770-2700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 BLUFFS DR, LARGO, FL 33770-2700

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 19, 2020
Property Address	3004 BLUFFS DR, LARGO, FL 33770-2700
Document Number	0212631406
Book / Page	021263 / 001406
Instrument Date	Nov 19, 2020
Instrument	349370
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3004 BLUFFS DR LARGO FL 337702700, LARGO, FL 33770-2700

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 10, 2018
Property Address	3004 BLUFFS DR, LARGO, FL 33770-2700
Document Number	0201631188
Book / Page	020163 / 001188
Instrument Date	Aug 10, 2018
Instrument	256550
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	INTERNATIONAL TITLE PARTNERS LLC, INTERNATIONAL TITLE PTRS LLC

Transaction

Amount	Amount on Record
Tax	$2,905.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 BLUFFS DR LARGO FL 337702700, LARGO, FL 33770-2700

Tax Assessment & Valuation

The 2025 property tax bill for 3004 Bluffs Dr was $9,987 with a homeowner's exemption, up 5.4% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,987.00 (+5.37%) Homeowner's exemption	$568,215	$808,109 Land $365,462 Building $442,647
2024	$9,478.00 (+32.47%)
2023	$7,155.00 (+1.52%) Homeowner's exemption Widower's exemption	$425,503 (+3%)	$579,359 (+24.95%) Land $341,791 Building $237,568
2022	$7,048.00 Homeowner's exemption Widower's exemption	$413,110	$463,671 Land $275,674 Building $187,997

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3004 Bluffs Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3004 Bluffs Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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