3101 Willowhurst Trce, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3101 Willowhurst Trce, Covington, KY 41015 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · built 2021
Lot Size0.443 acres (19,332 sqft)
Owner2 Individual Names on File
Last Sale$429,632 (May 2021)
Tax Bill$4,996 (2025)
Deeds & MortgagesMay 2021 Mortgage
May 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN061-00-01-082.00

Property Details

APN / Parcel Number

Primary APN061-00-01-082.00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialCombination
Lot Area19,332 sqft (0.443 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3101 WILLOWHURST TRCE
CityLATONIA
StateKY
Zip41015-9010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMANOR HILL SEC 11 LOT 82
Legal SubdivisionMANOR HILL
Legal Phase11
Legal Lot Number82
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group2
Census Block2022
Census Tract65800

Owner

Source: Kenton County records · APN 061-00-01-082.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3101 WILLOWHURST TRCE, LATONIA, KY 41015-9010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST EQUITY MORTGAGE INC
May 27, 2021Warranty Deed, Transfer
Sep 09, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 27, 2021 · Amount on Record
Deed SaleMay 27, 2021 · Amount on Record
Prior SaleSep 09, 2020 · Amount on Record
Deed Document Number20215900199
Deed Book / Page93 / 313
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3101 WILLOWHURST TRCE, COVINGTON, KY 41015-9010
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900200
DateMay 27, 2021
Book Page221/306
Instrument21052705900200
Lender
NameFIRST EQUITY MORTGAGE INC
TypeMortgage Company
AddressFT MITCHELL, KY 41017
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMay 27, 2021
Property Address3101 WILLOWHURST TRCE, COVINGTON, KY 41015-9010
Document Number0005900199
Book / Page93 / 313
Map ReferenceSL A-1126&A-1127
Instrument21052705900199
Transaction TypeTransfer
Record UpdatedJan 10, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address211 GRANDVIEW DR, FT MITCHELL, KY 41017-2759

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3101 WILLOWHURST TRACE, INDEPENDENCE, KY 41051

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 09, 2020
Property Address3101 WILLOWHURST TRCE, COVINGTON, KY 41015-9010
Document Number0000000008
Book / Page000042 / 000303
Instrument DateAug 19, 2020
Instrument8
Transaction TypeTransfer
Record UpdatedOct 07, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$52.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address211 GRANDVIEW DR FORT MITCHELL KY 410172759, FORT MITCHELL, KY 41017-2759
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,996.00 (-7.84%)$429,600 (-) Land $65,000 Building $364,600$429,600 (-) Land $65,000 Building $364,600
2023$5,421.00$429,600 Land $25,500 Building $404,100$429,600 Land $25,500 Building $404,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170658002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 67 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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