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3124 Willowhurst Trce, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3124 Willowhurst Trce, Covington, KY 41015 · Last verified December 2025

Property Summary

Property TypeVacant Land
OwnerIndividual Name on File
Last Sale$580,000 (Sep 2022)
Tax Bill$523 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Jan 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN061-00-01-089.00

Property Details

APN / Parcel Number

Primary APN061-00-01-089.00

Location & Zoning

Street Address3124 WILLOWHURST TRCE
CityCOVINGTON
StateKY
Zip41015-9007
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionMANOR HILL SEC 11 LOT 89
Legal SubdivisionMANOR HILL
Legal Phase11
Legal Lot Number89
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group2
Census Block2022
Census Tract65800

Owner

Source: Kenton County records · APN 061-00-01-089.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address10701 BURBRIDGE TRL, COVINGTON, KY 41015-9564
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2022Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Jan 09, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 27, 2017Loan Modification, Mortgage
HERITAGE BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 21, 2022 · Amount on Record
Deed SaleSep 21, 2022 · Amount on Record
Prior SaleOct 05, 2016 · Amount on Record
Deed Document Number0000191173
Deed Book / Page191 / 173
Record UpdatedJun 08, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 21, 2022
Property Address3124 WILLOWHURST TRCE, COVINGTON, KY 41015-9007
Document Number0005900120
Book / Page191 / 173
Map ReferenceSL A-1126&A-1127
Instrument DateSep 20, 2022
Instrument22092105900120
Transaction TypeTransfer
Record UpdatedOct 06, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address10701 BURBRIDGE TRL, 10701, LATONIA, KY 41015-9564

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address10701 BURBRIDGE TRL, LATONIA, KY 41015-9564

Mortgage

Document Number0005900121
DateSep 21, 2022
Book Page408/922
Instrument22092105900121
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateJan 09, 2018
Property Address3124 WILLOWHURST TRCE, COVINGTON, KY 41015-9007
Document Number0000000109
Book / Page0I4053 / 000204
Instrument DateDec 06, 2017
Instrument109
Transaction TypeTransfer
Record UpdatedJan 19, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address10701 BURBRIDGE TRL COVINGTON KY 410159564, COVINGTON, KY 41015-9564

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENTON KY
Property Address3124 WILLOWHURST TRCE, COVINGTON, KY 41015-9007
Document Number0000000010
Instrument DateJun 27, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address467 ERLANGER RD #200 ERLANGER KY 410181495, 200, ERLANGER, KY 41018-1495

Mortgage

Document Number0000000010
DateSep 06, 2017
Book Page003994/000305
Instrument10
Lender
NameHERITAGE BK
TypeBank
AddressERLANGER, KY 41018
Agreement
Term36 Months
DueSep 05, 2020

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$523.00 (+6.3%)$45,000 (+15.38%) Land $45,000$45,000 (+15.38%) Land $45,000
2023$492.00$39,000 Land $39,000$39,000 Land $39,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170658002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 78 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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