Kenton County property record for 3125 Willowhurst Trce, Covington, KY 41015 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2018 |
| Garage | Basement |
| Occupancy | Owner Occupied |
| Last Sale | $75,000 (2016) |
| Tax Bill | $5,947.00 (2025) |
Source: Kenton County records · APN 061-00-01-078.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3125 WILLOWHURST TRCE, COVINGTON, KY 41015-9010 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Sep 01, 2021 | Intrafamily Transfer, Transfer |
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK |
| Sep 07, 2018 | Deed of Trust, Mortgage VICTORY CMNTY BK |
| Jan 16, 2018 | Trustee's Deed, Construction Loan · Line of Credit FEDERAL SVGS BK |
| Jan 16, 2018 | Trustee's Deed, Construction Loan · Line of Credit VICTORY CMNTY BK |
| Jun 27, 2017 | Loan Modification, Mortgage HERITAGE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 06, 2016 · Amount on Record |
| Deed Sale | Oct 06, 2016 · Amount on Record |
| Prior Sale | Oct 06, 2016 · Amount on Record |
| Deed Doc Number | 0000000124 |
| Deed Book / Page | 0I3832 / 000325 |
| Last Transfer Date | Sep 01, 2021 |
| Transfer Doc | 0005900109 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3125 WILLOWHURST TRCE, COVINGTON, KY 41015-9010 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0005900245 |
|---|---|
| Date | Mar 05, 2021 |
| Book Page | 179/672 |
| Instrument | 21030505900245 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 01, 2021 |
| Property Address | 3125 WILLOWHURST TRCE, COVINGTON, KY 41015-9010 |
| Document Number | 0005900109 |
| Book / Page | 115 / 1 |
| Instrument Date | Aug 28, 2021 |
| Instrument | 21090105900109 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3125 WILLOWHURST TRCE, COVINGTON, KY 41015-9010 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3125 WILLOWHURST TRCE, COVINGTON, KY 41015-9010 |
| Document Number | 0000000047 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2020 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 3125 WILLOWHURST TRCE LATONIA KY 410159010, LATONIA, KY 41015-9010 |
| Document Number | 0000000047 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 000M37/000831 |
| Instrument | 47 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 28, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3125 WILLOWHURST TRCE, COVINGTON, KY 41015-9010 |
| Document Number | 0000000004 |
| Instrument Date | Sep 07, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 03, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3125 WILLOWHURST TRCE COVINGTON KY 410159010, COVINGTON, KY 41015-9010 |
| Document Number | 0000000004 |
|---|---|
| Date | Sep 17, 2018 |
| Book Page | 0I4165/000150 |
| Instrument | 4 |
| Name | VICTORY CMNTY BK |
|---|---|
| Type | Bank |
| Address | FORT MITCHELL, KY 41017 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 16, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 16, 2018 |
| Property Address | 3125 WILLOWHURST TRCE, COVINGTON, KY 41015-9010 |
| Book / Page | 0I4055 / 000246 |
| Instrument Date | Jan 12, 2018 |
| Instrument | 1801160590 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 24, 2019 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGCY LP |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3125 WILLOWHURST TRCE INDEPENDENCE KY 41051, INDEPENDENCE, KY 41051 |
| Document Number | 1801160590 |
|---|---|
| Date | Jan 16, 2018 |
| Book Page | 0I4055/000246 |
| Instrument | 1801160590 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | FORT MITCHELL, KY 41017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 15, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 16, 2018 |
| Property Address | 3125 WILLOWHURST TRCE, COVINGTON, KY 41015-9010 |
| Book / Page | 0I4055 / 000246 |
| Instrument Date | Jan 12, 2018 |
| Instrument | 29 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 24, 2019 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGCY LP |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 11578 YORKTOWN CT INDEPENDENCE KY 410517650, INDEPENDENCE, KY 41051-7650 |
| Document Number | 0000000029 |
|---|---|
| Date | Jan 16, 2018 |
| Book Page | 0I4055/000246 |
| Instrument | 29 |
| Name | VICTORY CMNTY BK |
|---|---|
| Type | Bank |
| Address | FORT MITCHELL, KY 41017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 15, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3125 WILLOWHURST TRCE, COVINGTON, KY 41015-9010 |
| Document Number | 0000000010 |
| Instrument Date | Jun 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 467 ERLANGER RD #200 ERLANGER KY 410181495, 200, ERLANGER, KY 41018-1495 |
| Document Number | 0000000010 |
|---|---|
| Date | Sep 06, 2017 |
| Book Page | 003994/000305 |
| Instrument | 10 |
| Name | HERITAGE BK |
|---|---|
| Type | Bank |
| Address | ERLANGER, KY 41018 |
| Term | 36 Months |
|---|---|
| Due | Sep 05, 2020 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,947.00 (-7.84%) | $511,400 (-) Land $70,000 Building $441,400 | $511,400 (-) Land $70,000 Building $441,400 |
| 2023 | $6,453.00 | $511,400 Land $75,000 Building $436,400 | $511,400 Land $75,000 Building $436,400 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 061-00-01-078.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Partial Baths | 1 Partial Baths |
| Stories | 2 Stories |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Combination Exterior |
| Foundation Type | Concrete Foundation |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 3125 WILLOWHURST TRCE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-9010 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MANOR HILL SEC 11 LOTS 77-78 |
| Legal Subdivision | MANOR HILL |
| Legal Phase | 11 |
| Legal Lot Number | 77-78 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | INDEPENDENCE |
| Census Blockgroup | 2 |
| Census Block | 2022 |
| Census Tract | 65800 |
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