3100 Willowhurst Trce, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3100 Willowhurst Trce, Covington, KY 41015 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · built 2021
Owner	Individual Name on File
Last Sale	$406,881 (Jun 2021)
Tax Bill	$4,731 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`061-00-01-083.00`

Property Details

APN / Parcel Number

Primary APN	`061-00-01-083.00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories

Exterior

Year Built	Built 2021
Exterior Material	Combination
Foundation Type	Concrete
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	3100 WILLOWHURST TRCE
City	COVINGTON
State	KY
Zip	41015-9007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANOR HILL SEC 11 LOT 83
Legal Subdivision	MANOR HILL
Legal Phase	11
Legal Lot Number	83
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2022
Census Tract	65800

Owner

Source: Kenton County records · APN 061-00-01-083.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3100 WILLOWHURST TRCE, COVINGTON, KY 41015-9007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 07, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST EQUITY MORTGAGE INC
Sep 09, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 07, 2021 · Amount on Record
Deed Sale	Jun 07, 2021 · Amount on Record
Prior Sale	Sep 09, 2020 · Amount on Record
Deed Document Number	0000009663
Deed Book / Page	96 / 63
Record Updated	Jun 08, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 07, 2021
Property Address	3100 WILLOWHURST TRCE, COVINGTON, KY 41015-9007
Document Number	0005900266
Book / Page	96 / 63
Map Reference	SL A-1126&A-1127
Instrument Date	Jun 04, 2021
Instrument	21060705900266
Transaction Type	Transfer
Record Updated	Jan 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 GRANDVIEW DR, FT MITCHELL, KY 41017-2759

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3100 WILLOWHURST TRACE, INDEPENDENCE, KY 41051

Mortgage

Document Number	0005900267
Date	Jun 07, 2021
Instrument	21060705900267

Lender

Name	FIRST EQUITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2036

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 09, 2020
Property Address	3100 WILLOWHURST TRCE, COVINGTON, KY 41015-9007
Document Number	0000000008
Book / Page	000042 / 000303
Instrument Date	Aug 19, 2020
Instrument	8
Transaction Type	Transfer
Record Updated	Oct 07, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$52.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	211 GRANDVIEW DR FORT MITCHELL KY 410172759, FORT MITCHELL, KY 41017-2759
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,731.00 (-7.83%)	$406,800 (-) Land $65,000 Building $341,800	$406,800 (-) Land $65,000 Building $341,800
2023	$5,133.00	$406,800 Land $25,500 Building $381,300	$406,800 Land $25,500 Building $381,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170658002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 67 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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