Osceola County property record for 3101 Old Hickory Tree Rd, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,016 sqft · built 2019 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-26-31-4950-0001-0313 |
| Primary APN | 19-26-31-4950-0001-0313 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,016 sqft Living Area |
| Gross Area | 2,971 sqft |
| 1st Floor Area | 2,016 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,829 sqft (0.57 acres) |
| Garage Type | Attached |
| Garage Area | 564 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 391 sqft |
| Patio Area | 130 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3101 OLD HICKORY TREE RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PG 25 E 100 FT OF THE FOLLOWING DESCRIBED LEGAL: BEG AT NE COR LOT 31, S00-30-10W 249.09 FT, N89-38-39W 313.90 FT, N00-30-09E 249.27 FT, S89-36-38E 313.90 FT TO POB |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | S L & I C |
| Legal Lot Number | 31 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 43301 |
Source: Osceola County records · APN 19-26-31-4950-0001-0313
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3101 OLD HICKORY TREE RD, SAINT CLOUD, FL 34772-8957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 06, 2021 | Intrafamily Transfer, Transfer · VA Mortgage NEW DAY FINANCIAL LLC |
| Mar 10, 2020 | Quit Claim Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 06, 2021 |
| Deed Sale | Jul 06, 2021 |
| Prior Sale | Mar 10, 2020 |
| Deed Document Number | 2021104357 |
| Deed Book / Page | 5995 / 1898 |
| Prior Transfer Date | Jun 24, 2021 |
| Prior Transfer Doc | 0059951898 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 06, 2021 |
| Property Address | 3101 OLD HICKORY TREE RD, SAINT CLOUD, FL 34772-8957 |
| Document Number | 0059951898 |
| Book / Page | 5995 / 1898 |
| Instrument Date | Jun 24, 2021 |
| Instrument | 2021104357 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3101 OLD HICKORY TREE RD, SAINT CLOUD, FL 34772-8957 |
| Document Number | 0059951901 |
|---|---|
| Date | Jul 06, 2021 |
| Instrument | 5995/1901 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 10, 2020 |
| Property Address | 3101 OLD HICKORY TREE RD, SAINT CLOUD, FL 34772-8957 |
| Document Number | 0056891294 |
| Book / Page | 005689 / 001294 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 34720 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2020 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3101 OLD HICKORY TREE RD ST CLOUD FL 347728957, ST CLOUD, FL 34772-8957 |
| Document Number | 56891298 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 005689/001298 |
| Instrument | 34722 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 09, 2050 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4.00 (-99.37%) Homeowner's exemption Veteran's exemption | $193,737 (+5.99%) | $456,400 (+2.79%) Land $37,200 Building $419,200 |
| 2024 | $631.00 (+1.61%) | ||
| 2023 | $621.00 (+7.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $182,794 (+3%) | $444,000 (+62.88%) Land $33,100 Building $410,900 |
| 2022 | $576.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $177,470 | $272,600 Land $33,100 Building $239,500 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 173 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon, Xfinity.
Based on FCC filings for 329 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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