Osceola County property record for 2895 Old Hickory Tree Rd, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,803 sqft · built 1990 |
| Lot Size | 2.41 acres (104,979 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $103,000 (Feb 2012) |
| Tax Bill | $5,090 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-26-31-4950-0001-0985 |
| Primary APN | 18-26-31-4950-0001-0985 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,803 sqft Living Area |
| Gross Area | 2,656 sqft |
| 1st Floor Area | 1,803 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 104,979 sqft (2.41 acres) |
| Garage Type | Detached |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 21 sqft |
| Shed | 1 Shed |
| Shed Area | 1,344 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2895 OLD HICKORY TREE RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAR2 |
| Legal Description | S L & I C PB B PG 24 A PORTION OF LOT 98: BEG 165 FT S OF NE COR, W 630 FT, S 165.02 FT, E 630 FT, N 165 FT TO POB |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 18 |
| Legal Subdivision | S L & I C |
| Legal Tract | 4950 |
| Legal Block | 985 |
| Legal Lot Number | 98 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 43301 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2895 OLD HICKORY TREE RD, SAINT CLOUD, FL 34772-7565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 29, 2012 · Amount on Record |
| Deed Sale | Feb 29, 2012 · Amount on Record |
| Prior Sale | Jan 30, 2006 · Amount on Record |
| Deed Document Number | 201228832 |
| Deed Book / Page | 4237 / 207 |
| Prior Transfer Date | May 14, 2007 |
| Prior Transfer Doc | 0035042190 |
| Record Updated | Jun 8, 2026 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,090.00 (+6.89%) | $341,800 (+5.53%) Land $113,900 Building $227,900 | $341,800 (+5.53%) Land $113,900 Building $227,900 |
| 2024 | $4,762.00 (+5.8%) | ||
| 2023 | $4,501.00 (+19.71%) | $323,900 (+39.85%) Land $101,200 Building $222,700 | $323,900 (+39.85%) Land $101,200 Building $222,700 |
| 2022 | $3,760.00 | $231,600 Land $101,200 Building $130,400 | $231,600 Land $101,200 Building $130,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 173 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
May also be available: AT&T, Verizon, Xfinity.
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