2975 Old Hickory Tree Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2975 Old Hickory Tree Rd, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1986
Lot Size	4.88 acres (213,008 sqft)
Owner	Company Name on Record
Last Sale	$1,970,000 (Jul 2023)
Tax Bill	$6,827 (2025)
Deeds & Mortgages	Jul 2023 Sale Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`97785`

Property Details

APN / Parcel Number

Primary APN	`97785`
Alternative APN	`192631495000010020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,008 sqft Heated Area
Gross Area	1,536 sqft
1st Floor Area	1,008 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	213,008 sqft (4.88 acres)
Garage Type	Mixed
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	100 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	97785
Street Address	2975 OLD HICKORY TREE RD
City	SAINT CLOUD
State	FL
Zip	34772-8114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAC
Legal Description	S L & I C PB B PG 25 LOT 2
Legal Range	31E
Legal Township	26S
Legal Section	19
Legal Subdivision	SEMINOLE LAND&INV CO
Legal Tract	4950
Legal Block	1
Legal Lot Number	2
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1044
Census Tract	43301

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3534 MEDITERRA DR, CLERMONT, FL 34711-4631
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 4, 2022	Warranty Deed, Transfer · Commercial Mortgage MORTGAGE LENDING TRUST FA21 398

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2023 · Amount on Record
Deed Sale	Jul 24, 2023 · Amount on Record
Prior Sale	Jan 4, 2022 · Amount on Record
Deed Document Number	2023094839
Deed Book / Page	6444 / 2580
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 24, 2023
Property Address	2975 OLD HICKORY TREE RD, SAINT CLOUD, FL 34772-8114
Document Number	0064442580
Book / Page	6444 / 2580
Map Reference	MB B PG 25
Instrument Date	Jul 21, 2023
Instrument	2023094839
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$13,790.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 S WESTMONTE DR STE 2040, 2040, ALTAMONTE SPRINGS, FL 32714-4218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2975 OLD HICKORY TREE ROAD, CLERMONT, FL 34711
Investor	Possibly a Property Investor

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 4, 2022
Property Address	2975 OLD HICKORY TREE RD, SAINT CLOUD, FL 34772-8114
Document Number	0061212985
Book / Page	6121 / 2985
Map Reference	MB PG 25
Instrument Date	Dec 29, 2021
Instrument	2022001592
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2975 OLD HICKORY TREE RD, SAINT CLOUD, FL 34772-8114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 S WESTMONTE DR STE 2040, 2040, ALTAMONTE SPRINGS, FL 32714-4218

Mortgage

Document Number	0061220335
Date	Jan 4, 2022
Book Page	6122/335
Instrument	2022001703

Lender

Name	MORTGAGE LENDING TRUST FA21 398
Type	Private Party
Address	225 S WESTMONTE DR, ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,827.00 (+18.48%)	$381,200 (+8.02%) Land $195,600 Building $185,600	$381,200 (+8.02%) Land $195,600 Building $185,600
2023	$5,762.00 (+29.28%)	$352,900 (+27.08%) Land $171,200 Building $181,700	$352,900 (+27.08%) Land $171,200 Building $181,700
2022	$4,457.00	$277,700 Land $171,200 Building $106,500	$277,700 Land $171,200 Building $106,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon, Xfinity.

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