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2870 Old Hickory Tree Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2870 Old Hickory Tree Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypePasture
Details3 bd · 2 ba · 1,731 sqft · built 1958
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Tax Bill$2,033 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Oct 2022 Transfer
Flood ZoneZone X (minimal risk)
APN97759

Property Details

APN / Parcel Number

Primary APN97759
Alternative APN
  • 182631495000010940

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,731 sqft Heated Area
Gross Area2,755 sqft
1st Floor Area1,731 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1968
Exterior MaterialConcrete Block
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool Area578 sqft
PorchOpen Porch
Porch Area300 sqft
Deck Area1,534 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number97759
Street Address2870 OLD HICKORY TREE RD
CitySAINT CLOUD
StateFL
Zip34772-8952
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Pasture
Legal DescriptionS L & I C PB B PG 24 LOT 94
Legal Range31E
Legal Township26S
Legal Section18
Legal SubdivisionAGRICULTURAL
Legal Tract4950
Legal Block1
Legal Lot Number94
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43304

Owner

Source: Osceola County records · APN 97759

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-owner2 Verified Secondary Owners
Mailing Address2870 OLD HICKORY TREE RD, SAINT CLOUD, FL 34772-8952
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2022Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK NA
Oct 21, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names4 Verified Names on Deed
Last Transfer DateOct 21, 2022
Transfer Doc0063032706
Record UpdatedJun 08, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2870 OLD HICKORY TREE RD, SAINT CLOUD, FL 34772-8952
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2870 OLD HICKORY TREE RD, SAINT CLOUD, FL 34772-8952

Mortgage

Document Number0062932881
DateOct 03, 2022
Book Page6293/2881
Instrument2022147036
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressWINTER HAVEN, FL 33880
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateOct 21, 2022
Property Address2870 OLD HICKORY TREE RD, SAINT CLOUD, FL 34772-8952
Document Number0063032706
Book / Page6303 / 2706
Map ReferenceMB B PG 24
Instrument DateOct 19, 2022
Instrument2022156117
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2870 OLD HICKORY TREE RD, SAINT CLOUD, FL 34772-8952

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address2870 OLD HICKORY TREE RD, SAINT CLOUD, FL 34772-8952

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,033.00 (+9.54%) Homeowner's exemption$136,164 (+5.92%)$243,700 (-3.1%)
2023$1,856.00 (+5.45%) Homeowner's exemption$128,552 (+2.97%)$251,500 (+5.63%)
2022$1,760.00 Homeowner's exemption$124,849$238,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 59 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
54 of 59 on primary residences
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire LikelihoodAbout 1 in 402 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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