310 Watertons Way, Joppa, MD 21085 Property Records

Harford County property record for 310 Watertons Way, Joppa, MD 21085

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 1,960 sqft · built 2001
Lot Size0.188 acres (8,189 sqft)
OwnerIndividual Name on Record
Last Sale$309,000 (Mar 2013)
Tax Bill$4,361 (2026)
Deeds & MortgagesNov 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN01-320505

Property Details

APN / Parcel Number

Primary APN01-320505
Alternative APNs
  • 1320505
  • 320505

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,960 sqft Total Area
Basement Area650 sqft
Finished Basement650 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,189 sqft (0.188 acres)
Garage TypeMixed
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Patio Area500 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number320505
Street Address310 WATERTONS WAY
CityJOPPA
StateMD
Zip21085-5427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1COS
Legal DescriptionLOT 282 8189 SF 310 WATERTON'S WAY GUNPOWDER S1 P 96/14
Legal SubdivisionGUNPOWDER 04 PH I SEC I
Legal Lot Number282
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2009
Census Tract301301

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address310 WATERTONS WAY, JOPPA, MD 21085-5427
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2013 · Amount on Record
Deed SaleMar 20, 2013 · Amount on Record
Prior SaleMar 20, 2001 · Amount on Record
Deed Book / Page10180 / 101
Transfer Doc0037110619
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address310 WATERTONS WAY, JOPPA, MD 21085-5427
Transaction TypeMortgage
Record UpdatedNov 17, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address310 WATERTONS WAY, JOPPA, MD 21085-5427

Mortgage

Document Number0157330456
DateNov 9, 2022
Book Page15733/456
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term477 Months
DueAug 1, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,361.00 (+11.62%)$400,167 (+5.49%)$421,000 (-) Land $98,100 Building $322,900
2025$3,907.00 (+8.2%)$379,333 (+9.97%)$421,000 (+17.43%) Land $98,100 Building $322,900
2023$344,933$358,500 Land $98,100 Building $260,400
2022$3,611.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims8 (1978–2022)
Claims Outside the SFHA3 of 8
Most Recent ClaimAug 2022 · rainfall accumulation
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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