305 Watertons Way, Joppa, MD 21085 Property Records

Harford County property record for 305 Watertons Way, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,860 sqft · built 2001
Lot Size	0.238 acres (10,367 sqft)
Owner	Individual Name on File
Last Sale	$212,600 (Aug 2001)
Tax Bill	$3,594 (2025)
Flood Zone	Zone X (minimal risk)
APN	`01-320408`

Property Details

APN / Parcel Number

Primary APN	`01-320408`
Alternative APNs	`1320408` `320408`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,860 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,367 sqft (0.238 acres)
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	296 sqft
Patio Area	564 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	320408
Street Address	305 WATERTONS WAY
City	JOPPA
State	MD
Zip	21085-5428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 10367 SF 305 WATERTON'S WAY GUNPOWDER S1 P 96/14
Legal Subdivision	GUNPOWDER
Legal Lot Number	3
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2008
Census Tract	301301

Owner

Source: Harford County records · APN 01-320408

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	305 WATERTONS WAY, JOPPA, MD 21085-5428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 02, 2001 · Amount on Record
Deed Sale	Aug 02, 2001 · Amount on Record
Deed Document Number	2001190
Deed Book / Page	3615 / 1
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,867 (+15.26%)	$385,400 (+16.86%) Land $98,300 Building $287,100
2025	$3,594.00 (+7.51%)
2023		$318,300	$329,800 Land $98,300 Building $231,500
2022	$3,343.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253013012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force 5 of 5 on primary residences
Nearby Flood Claims	8 (1978–2022)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Aug 2022, rainfall accumulation
Flood Events	Hurricane Floyd Major Disaster Declarations (Sep 1999), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.