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314 Watertons Way, Joppa, MD 21085 Property Records

Harford County property record for 314 Watertons Way, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,024 sqft · built 2001
Lot Size0.194 acres (8,450 sqft)
Owner2 Individual Names on File
Last Sale$219,250 (Apr 2001)
Tax Bill$3,671 (2025)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN01-320483

Property Details

APN / Parcel Number

Primary APN01-320483
Alternative APNs
  • 1320483
  • 320483

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,024 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,450 sqft (0.194 acres)
Garage TypeMixed
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area212 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number320483
Street Address314 WATERTONS WAY
CityJOPPA
StateMD
Zip21085-5427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 280 8450 SF 314 WATERTON'S WAY GUNPOWDER S1 P 96/14
Legal SubdivisionGUNPOWDER
Legal Lot Number280
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2009
Census Tract301301

Owner

Source: Harford County records · APN 01-320483

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address314 WATERTONS WAY, JOPPA, MD 21085-5427
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 10, 2001 · Amount on Record
Deed SaleApr 10, 2001 · Amount on Record
Prior SaleFeb 22, 2001 · Amount on Record
Deed Document Number20012242
Deed Book / Page3486 / 22
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address314 WATERTONS WAY, JOPPA, MD 21085-5427
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0124550068
DateAug 04, 2017
Book Page12455/0068
Instrument12455-0068
Lender
NamePEOPLES BANK
TypeBank
AddressOVERLAND PARK, KS 66213
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$375,033 (+15.17%)$394,100 (+16.98%) Land $98,100 Building $296,000
2025$3,671.00 (+7.15%) Homeowner's exemption
2023$325,633$336,900 Land $98,100 Building $238,800
2022$3,426.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253013012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims8 (1978–2022)
Claims Outside the SFHA3 of 8
Most Recent ClaimAug 2022, rainfall accumulation
Claims By Storm
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 7,692 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 156 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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