Harford County property record for 306 Watertons Way, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,950 sqft · built 2001 |
| Lot Size | 0.207 acres (9,016 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $489,900 (Jul 2026) |
| Tax Bill | $4,432 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-320521 |
| Primary APN | 01-320521 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,950 sqft Total Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,016 sqft (0.207 acres) |
| Garage Type | Mixed |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 170 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 320521 |
|---|---|
| Street Address | 306 WATERTONS WAY |
| City | JOPPA |
| State | MD |
| Zip | 21085-5427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1COS |
| Legal Description | LOT 284 9016 SF 306 WATERTON'S WAY GUNPOWDER S1 P 96/14 |
| Legal Subdivision | GUNPOWDER |
| Legal Lot Number | 284 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 301301 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 306 WATERTONS WAY, JOPPA, MD 21085-5427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed, Transfer · FHA Mortgage DFT2 FINANCIAL LLC |
| Mar 4, 2021 | Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Aug 31, 2020 | Grant Deed, Transfer FRONT DOOR TITLE INC |
| Feb 5, 2021 | Deed, Transfer FRONT DOOR TITLE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2026 · Amount on Record |
| Deed Sale | Jul 10, 2026 · Amount on Record |
| Prior Sale | Mar 4, 2021 · Amount on Record |
| Deed Book / Page | 17204 / 334 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 10, 2026 |
| Property Address | 306 WATERTONS WAY, JOPPA, MD 21085-5427 |
| Document Number | 1720000334 |
| Book / Page | 17204 / 334 |
| Instrument Date | Jul 6, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $494,799.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 306 WATERTONS WAY, JOPPA, MD 21085-5427 |
| Document Number | 1720000340, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 17204/340 |
| Name | DFT2 FINANCIAL LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 4, 2021 |
| Property Address | 306 WATERTONS WAY, JOPPA, MD 21085-5427 |
| Document Number | 0145480129 |
| Book / Page | 14548 / 129 |
| Map Reference | MB CGH96 PL 14 |
| Instrument Date | Feb 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | ENDEAVOR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 306 WATERTONS WAY, JOPPA, MD 21085-5427 |
| Document Number | 0014548134 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 14548/134 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 31, 2020 |
| Property Address | 306 WATERTONS WAY, JOPPA, MD 21085-5427 |
| Document Number | 0140740259 |
| Book / Page | 014074 / 000259 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2020 |
| Title Company | FRONT DOOR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $195.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4655 NORWOOD DR WILMINGTON DE 198034811, WILMINGTON, DE 19803-4811 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 5, 2021 |
| Property Address | 306 WATERTONS WAY, JOPPA, MD 21085-5427 |
| Document Number | 0144670320 |
| Book / Page | 14467 / 320 |
| Map Reference | MB CGH 96 PL 14 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | FRONT DOOR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1218, ABINGDON, MD 21009-6218 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,432.00 (+10.94%) | $406,667 (+5.18%) | $426,700 (-) Land $98,200 Building $328,500 |
| 2025 | $3,995.00 (+16.61%) | $386,633 (+13.55%) | $426,700 (+16.39%) Land $98,200 Building $328,500 |
| 2023 | $340,500 | $366,600 Land $98,200 Building $268,400 | |
| 2022 | $3,426.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (1978–2022) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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