1. Home
  2. Maryland
  3. Harford County
  4. Abingdon
  5. Spruce Pine Rd

307 Spruce Pine Rd, Abingdon, MD 21009 Property Records

Harford County property record for 307 Spruce Pine Rd, Abingdon, MD 21009

Property Summary

Property TypeTownhouse
Details2.5 ba · 2,205 sqft · built 2016
Lot Size0.061 acres (2,658 sqft)
Owner2 Individual Names on Record
Last Sale$378,000 (Aug 2018)
Tax Bill$4,320 (2025)
Deeds & MortgagesMay 2019 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-398845

Property Details

APN / Parcel Number

Primary APN01-398845
Alternative APN
  • 398845

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,205 sqft Total Area
Basement Area375 sqft
Finished Basement375 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,658 sqft (0.061 acres)
Garage TypeBasement
Garage Area552 sqft
Parking Spaces2 Parking Spaces
Patio Area196 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number398845
Street Address307 SPRUCE PINE RD
CityABINGDON
StateMD
Zip21009-2739
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR1COS
Legal DescriptionLOT 118 2658 SF 307 SPRUCE PINE ROAD LAUREL RIDGE 144/14
Legal SubdivisionLAUREL RDG SUB
Legal Lot Number118
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3001
Census Tract301108

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address307 SPRUCE PINE RD, ABINGDON, MD 21009-2739
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
TOPONE MORTGAGE INC
Aug 13, 2018Deed, Transfer · Conventional Mortgage
TOPONE MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2018 · Amount on Record
Deed SaleAug 13, 2018 · Amount on Record
Prior SaleOct 24, 2016 · Amount on Record
Deed Book / Page12937 / 327
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address307 SPRUCE PINE RD, ABINGDON, MD 21009-2739
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyKK TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0132690137
DateMay 20, 2019
Book Page13269/0137
Lender
NameTOPONE MORTGAGE INC
TypeMortgage Company
AddressROCKVILLE, MD 20852
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueApr 1, 2034

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateAug 13, 2018
Property Address307 SPRUCE PINE RD, ABINGDON, MD 21009-2739
Document Number0129370327
Book / Page12937 / 0327
Map ReferenceMB144 FO14
Instrument DateJul 23, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,370.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address00000

Mortgage

Document Number0012937334
DateAug 13, 2018
Instrument12937/334
Lender
NameTOPONE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$441,600 (+18.14%) Land $115,000 Building $326,600$441,600 (+18.14%) Land $115,000 Building $326,600
2025$4,320.00 (+7.38%)
2023$373,800 Land $115,000 Building $258,800$373,800 Land $115,000 Building $258,800
2022$4,023.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880

Nearby Properties on Spruce Pine Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures