310 Spring St, Osceola, WI 54020 Property Records

Polk County property record for 310 Spring St, Osceola, WI 54020

Property Summary

Property Type	Single Family Home
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$389,000 (Oct 2023)
Tax Bill	$5,098 (2025)
Deeds & Mortgages	May 2017 Line of Credit Oct 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`165-00844-0029`

Property Details

APN / Parcel Number

Primary APN	`165-00844-0029`

Exterior

Lot Area	11,326 sqft (0.26 acres)

Location & Zoning

Street Address	310 SPRING ST
City	OSCEOLA
State	WI
Zip	54020-4364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 PLAT OF GATEWAY MEADOWS
Legal Lot Number	29
Jurisdiction	POLK WI
Township / Civil Division	OSCEOLA
Census Block Group	1
Census Block	1011
Census Tract	960800

Owner

Source: Polk County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	310 SPRING ST, OSCEOLA, WI 54020-4364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2017	Deed of Trust, Mortgage · Line of Credit HIAWATHA NATIONAL BANK
Oct 11, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 8, 2014	Warranty Deed, Transfer · Conventional Mortgage HIAWATHA NATIONAL BANK
Oct 15, 2010	Warranty Deed, Transfer
Mar 15, 2010	Deed in Lieu of Foreclosure, Foreclosure
Oct 10, 2005	Quit Claim Deed, Transfer Quitclaim
Oct 10, 2005	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2023 · Amount on Record
Deed Sale	Oct 11, 2023 · Amount on Record
Prior Sale	Sep 8, 2014
Deed Document Number	921120
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	310 SPRING ST, OSCEOLA, WI 54020-4364
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000851696
Date	May 23, 2017
Instrument	851696

Lender

Name	HIAWATHA NATIONAL BANK
Type	Bank
Address	OSCEOLA, WI 54020

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Oct 11, 2023
Property Address	310 SPRING ST, OSCEOLA, WI 54020-4364
Document Number	0000921120
Instrument Date	Sep 29, 2023
Instrument	921120
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,167.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000921121
Date	Oct 11, 2023
Instrument	921121

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

September 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Sep 8, 2014
Property Address	310 SPRING ST, OSCEOLA, WI 54020-4364
Document Number	0000823049
Instrument Date	Aug 28, 2014
Instrument	823049
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	POLK COUNTY ABSTRACT

Transaction

Tax	$479.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000823050
Date	Sep 8, 2014
Instrument	823050

Lender

Name	HIAWATHA NATIONAL BANK
Address	HUDSON, WI 54016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2029

October 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Oct 15, 2010
Property Address	310 SPRING ST, OSCEOLA, WI 54020-4364
Document Number	0000775421
Instrument Date	Oct 8, 2010
Instrument	00775421
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount Recorded
Tax	$345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10385 WESTMOOR DR STE 100, 100, WESTMINSTER, CO 80021-2577

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 SPRING ST, OSCEOLA, WI 54020-4364

March 2010: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	POLK WI
Recording Date	Mar 15, 2010
Property Address	310 SPRING ST, OSCEOLA, WI 54020-4364
Document Number	0000769055
Instrument Date	Jan 27, 2010
Instrument	00769055
Transaction Type	Foreclosure
Record Updated	Feb 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Judgment Amount

Transferred From (Grantor/Seller)

Name	Verified Name
Address	310 SPRING ST, OSCEOLA, WI 54020-4364

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8517, PORTLAND, OR 97207-8517
Investor	Possibly a Property Investor

October 2005: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK WI
Recording Date	Oct 10, 2005
Property Address	310 SPRING ST, OSCEOLA, WI 54020-4364
Document Number	00978/0981
Book / Page	0978 / 0981
Instrument Date	Sep 8, 2005
Instrument	00706641
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount Recorded
Tax	$83.43
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 466, CHISAGO CITY, MN 55013-0466

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 466, CHISAGO CITY, MN 55013-0466

October 2005: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Oct 10, 2005
Property Address	310 SPRING ST, OSCEOLA, WI 54020-4364
Document Number	00978/0983
Book / Page	0978 / 0983
Instrument Date	Sep 8, 2005
Instrument	00706643
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount Recorded
Tax	$675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 466, CHISAGO CITY, MN 55013-0466

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9218 E VIKING BLVD, CHISAGO CITY, MN 55013-9619

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
Municipality	Osceola Village
Unified School District	Osceola School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,098.00 (+20.92%) Homeowner's exemption	$343,000 (+9.48%) Land $26,800 Building $316,200	$426,300 (+29.54%) Land $33,309 Building $392,991
2023	$4,216.00 (-4.23%) Homeowner's exemption	$313,300 (-) Land $26,800 Building $286,500	$329,100 (+6.37%)
2022	$4,402.00 Homeowner's exemption	$313,300 Land $26,800 Building $286,500	$309,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Apr 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSCEOLA WATERWORKS serves 2,680 people · EPA ID WI6490341
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed, Lakeland Communications.

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