270 Spring St, Osceola, WI 54020 Property Records

Polk County property record for 270 Spring St, Osceola, WI 54020

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Apr 2021)
Tax Bill	$3,687 (2025)
Deeds & Mortgages	Sep 2012 Mortgage Apr 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`165-00844-0025`

Property Details

APN / Parcel Number

Primary APN	`165-00844-0025`

Exterior

Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	270 SPRING ST
City	OSCEOLA
State	WI
Zip	54020-4366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 PLAT OF GATEWAY MEADOWS
Legal Lot Number	25
Jurisdiction	POLK WI
Township / Civil Division	OSCEOLA
Census Block Group	1
Census Block	1011
Census Tract	960800

Owner

270 Spring St is owned and occupied by an individual who bought it in April 2021.

Source: Polk County records, as of February 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	270 SPRING ST, OSCEOLA, WI 54020-4366
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2012	Deed of Trust, Mortgage HIAWATHA NATIONAL BANK
Apr 5, 2021	Warranty Deed, Transfer · FHA Mortgage SERVION INC
Nov 19, 2018	Warranty Deed, Transfer · VA Mortgage AMERICAN MTG & EQUITY CONSULT
Apr 29, 2016	Warranty Deed, Transfer · Line of Credit SECURITY STATE BANK OF MARINE
Sep 24, 2010	Warranty Deed, Subdivision Related Transfer
Sep 24, 2010	Deed in Lieu of Foreclosure, Foreclosure
May 3, 2007	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2021 · Amount on File
Deed Sale	Apr 5, 2021 · Amount on File
Prior Sale	Nov 19, 2018 · Amount on File
Deed Document Number	894477
Record Updated	Jun 8, 2026

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	270 SPRING ST, OSCEOLA, WI 54020-4366
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000800050
Date	Sep 4, 2012
Instrument	800050

Lender

Name	HIAWATHA NATIONAL BANK
Address	220 E OAK ST, GLENWOOD CITY, WI 54013

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2027

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Apr 5, 2021
Property Address	270 SPRING ST, OSCEOLA, WI 54020-4366
Document Number	0000894477
Instrument Date	Apr 1, 2021
Instrument	894477
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	ABSTRACT & TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$705.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000894478
Date	Apr 5, 2021
Instrument	894478

Lender

Name	SERVION INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Nov 19, 2018
Property Address	270 SPRING ST, OSCEOLA, WI 54020-4366
Document Number	0000867660
Instrument Date	Nov 15, 2018
Instrument	867660
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	POLK COUNTY ABSTRACT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000867661
Date	Nov 19, 2018
Instrument	867661

Lender

Name	AMERICAN MTG & EQUITY CONSULT
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

April 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Apr 29, 2016
Property Address	270 SPRING ST, OSCEOLA, WI 54020-4366
Document Number	0000839460
Instrument Date	Apr 28, 2016
Instrument	839460
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000839461
Date	Apr 29, 2016
Instrument	839461

Lender

Name	SECURITY STATE BANK OF MARINE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	64 Months
Due	Aug 1, 2021

September 2010: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Sep 24, 2010
Property Address	270 SPRING ST, OSCEOLA, WI 54020-4366
Document Number	0000774657
Instrument Date	Sep 16, 2010
Instrument	00774657
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount on Record
Tax	$345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 466, CHISAGO CITY, MN 55013-0466

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 SPRING ST, OSCEOLA, WI 54020-4366

September 2010: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	POLK WI
Recording Date	Sep 24, 2010
Property Address	270 SPRING ST, OSCEOLA, WI 54020-4366
Document Number	0000774656
Instrument Date	Feb 8, 2010
Instrument	00774656
Transaction Type	Foreclosure
Record Updated	Feb 19, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Judgment Amount

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8920 ARONA AVE, CIRCLE PINES, MN 55014-3911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 466, CHISAGO CITY, MN 55013-0466

May 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	May 3, 2007
Property Address	270 SPRING ST, OSCEOLA, WI 54020-4366
Document Number	01003/0105
Book / Page	1003 / 0105
Instrument Date	Mar 20, 2007
Instrument	00731319
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount on Record
Tax	$84.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 466, CHISAGO CITY, MN 55013-0466

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 466, CHISAGO CITY, MN 55013-0466

Tax Assessment & Valuation

The 2025 property tax bill for 270 Spring St was $3,687.

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
Municipality	Osceola Village
Unified School District	Osceola School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,687.00	$241,800 Land $21,900 Building $219,900	$300,500 Land $27,217 Building $273,283
2023	$3,419.00 (-3.2%)	$241,800 (-) Land $21,900 Building $219,900	$254,000 (+6.41%)
2022	$3,532.00	$241,800 Land $21,900 Building $219,900	$238,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 270 Spring St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Apr 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 270 Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSCEOLA WATERWORKS serves 2,680 people · EPA ID WI6490341
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed, Lakeland Communications.

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