200 Spring St, Osceola, WI 54020 Property Records

Polk County property record for 200 Spring St, Osceola, WI 54020

Property Summary

Property Type	Single Family Home
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Dec 2024)
Tax Bill	$6,201 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Dec 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`165-00844-0020`

Property Details

APN / Parcel Number

Primary APN	`165-00844-0020`

Exterior

Lot Area	13,939 sqft (0.319 acres)

Location & Zoning

Street Address	200 SPRING ST
City	OSCEOLA
State	WI
Zip	54020-4366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 PLAT OF GATEWAY MEADOWS LOC OL 169
Legal Lot Number	20
Jurisdiction	POLK WI
Township / Civil Division	OSCEOLA
Census Block Group	1
Census Block	1052
Census Tract	960800

Owner

Source: Polk County records, as of February 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	200 SPRING ST, OSCEOLA, WI 54020-4366
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWESTON BANK
Dec 20, 2024	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Apr 30, 2012	Warranty Deed, Transfer FREEDOM MORTGAGE CORPORATION
Aug 11, 2006	Warranty Deed, Transfer
Feb 21, 2006	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2024 · Amount on Record
Deed Sale	Dec 20, 2024 · Amount on Record
Prior Sale	Apr 30, 2012
Deed Document Number	931765
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	200 SPRING ST, OSCEOLA, WI 54020-4366
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000879885
Date	Feb 12, 2020
Instrument	879885

Lender

Name	MIDWESTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2040

Interest

Rate Type	Fixed Rate

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Dec 20, 2024
Property Address	200 SPRING ST, OSCEOLA, WI 54020-4366
Document Number	0000931765
Instrument Date	Dec 13, 2024
Instrument	931765
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000931766
Date	Dec 20, 2024
Instrument	931766

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

April 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Apr 30, 2012
Property Address	200 SPRING ST, OSCEOLA, WI 54020-4366
Document Number	0000795444
Instrument Date	Apr 25, 2012
Instrument	795444
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$502.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000795445
Date	Apr 30, 2012
Instrument	795445

Lender

Name	FREEDOM MORTGAGE CORPORATION
Address	907 PLEASANT VALLEY AVE # 3, MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 1, 2042

August 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Aug 11, 2006
Property Address	200 SPRING ST, OSCEOLA, WI 54020-4366
Document Number	00992/0754
Book / Page	0992 / 0754
Instrument Date	Aug 1, 2006
Instrument	00720748
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount Recorded
Tax	$875.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	434 HALE AVE N, OAKDALE, MN 55128-7569

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 SPRING ST, OSCEOLA, WI 54020-4366

February 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Feb 21, 2006
Property Address	200 SPRING ST, OSCEOLA, WI 54020-4366
Document Number	00985/0165
Book / Page	0985 / 0165
Instrument Date	Feb 16, 2006
Instrument	00712976
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount Recorded
Tax	$101.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 466, CHISAGO CITY, MN 55013-0466

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22333 UNLVERSITY AVENUE 450, 450, SAINT PAUL, MN 55114

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
Municipality	Osceola Village
Unified School District	Osceola School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,201.00 (+31.94%) Homeowner's exemption	$414,300 (+19.43%) Land $31,700 Building $382,600	$515,000 (+41.33%) Land $39,405 Building $475,595
2023	$4,700.00 Homeowner's exemption	$346,900 Land $31,700 Building $315,200	$364,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Apr 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSCEOLA WATERWORKS serves 2,680 people · EPA ID WI6490341
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed, Lakeland Communications.

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