300 Spring St, Osceola, WI 54020 Property Records

Polk County property record for 300 Spring St, Osceola, WI 54020

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jun 2023)
Tax Bill	$4,420 (2025)
Deeds & Mortgages	Sep 2014 Mortgage May 2016 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`165-00844-0028`

Property Details

APN / Parcel Number

Primary APN	`165-00844-0028`

Exterior

Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	300 SPRING ST
City	OSCEOLA
State	WI
Zip	54020-4364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 PLAT OF GATEWAY MEADOWS
Legal Lot Number	28
Jurisdiction	POLK WI
Township / Civil Division	OSCEOLA
Census Block Group	1
Census Block	1011
Census Tract	960800

Owner

Source: Polk County records, as of February 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	300 SPRING ST, OSCEOLA, WI 54020-4364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2014	Deed of Trust, Mortgage · Conventional Mortgage HIAWATHA NATIONAL BANK
May 31, 2016	Deed of Trust, Mortgage · Line of Credit HIAWATHA NATIONAL BANK
Aug 27, 2025	Deed of Trust, Mortgage HUD
Jun 19, 2023	Warranty Deed, Transfer · FHA Mortgage GREENSTATE CU
Jun 26, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Jun 26, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Aug 30, 2018	Warranty Deed, Transfer ST CROIX COUNTY ABSTRACT & T
Nov 7, 2013	Deed, Transfer CENTRAL BANK
Nov 7, 2013	Foreclosure
Jun 29, 2006	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2023 · Amount on Record
Deed Sale	Jun 19, 2023 · Amount on Record
Prior Sale	Jun 26, 2020 · Amount on Record
Deed Document Number	918208
Record Updated	Jun 8, 2026

September 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	300 SPRING ST, OSCEOLA, WI 54020-4364
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000823213
Date	Sep 15, 2014
Instrument	823213

Lender

Name	HIAWATHA NATIONAL BANK
Address	HUDSON, WI 54016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2044

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	300 SPRING ST, OSCEOLA, WI 54020-4364
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000840334
Date	May 31, 2016
Instrument	840334

Lender

Name	HIAWATHA NATIONAL BANK
Type	Bank
Address	OSCEOLA, WI 54020

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	300 SPRING ST, OSCEOLA, WI 54020-4364
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000938108
Date	Aug 27, 2025
Instrument	938108

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Sep 1, 2065

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Jun 19, 2023
Property Address	300 SPRING ST, OSCEOLA, WI 54020-4364
Document Number	0000918208
Map Reference	VL 968 PG 312
Instrument Date	Jun 16, 2023
Instrument	918208
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	PANOLA COUNTY ABSTRACT AND TITLE, POLK COUNTY ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000918209
Date	Jun 19, 2023
Instrument	918209

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Jun 26, 2020
Property Address	300 SPRING ST, OSCEOLA, WI 54020-4364
Document Number	0000883831
Instrument Date	Jun 2, 2020
Instrument	883831
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000883832
Date	Jun 26, 2020
Instrument	883832

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Jun 26, 2020
Property Address	300 SPRING ST, OSCEOLA, WI 54020-4364
Document Number	883831
Instrument Date	Jun 2, 2020
Instrument	883831
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	883832
Date	Jun 26, 2020
Instrument	883832

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Aug 30, 2018
Property Address	300 SPRING ST, OSCEOLA, WI 54020-4364
Document Number	0000864966
Instrument Date	Aug 28, 2018
Instrument	864966
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	ST CROIX COUNTY ABSTRACT & T

Transaction

Amount	Amount Recorded
Tax	$699.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2013: Deed, Transfer

Document Type	Deed
Jurisdiction	POLK WI
Recording Date	Nov 7, 2013
Property Address	300 SPRING ST, OSCEOLA, WI 54020-4364
Document Number	0000815276
Instrument Date	Oct 22, 2013
Instrument	815276
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2104 HASTINGS AVE, NEWPORT, MN 55055-1501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	HASTINGS AVENUE NEWPORT MN 55055, MN 55055, FOREST LAKE, MN 55025

Mortgage

Document Number	0000815277
Date	Nov 7, 2013
Instrument	815277

Lender

Name	CENTRAL BANK
Address	1650 LAKE STREET S, FOREST LAKE, MN 55025

Agreement

Amount	Amount Recorded

November 2013: Foreclosure

Document Type	Foreclosure
Jurisdiction	POLK WI
Recording Date	Nov 7, 2013
Property Address	300 SPRING ST, OSCEOLA, WI 54020-4364
Document Number	0000815275
Instrument Date	Oct 17, 2013
Instrument	815275
Transaction Type	Foreclosure
Record Updated	Feb 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 466, CHISAGO CITY, MN 55013-0466

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 466 CHISAGO CITY MN 55013, NEWPORT, MN 55055

June 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Jun 29, 2006
Property Address	300 SPRING ST, OSCEOLA, WI 54020-4364
Document Number	00990/0642
Book / Page	0990 / 0642
Instrument Date	Jun 12, 2006
Instrument	00718582
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount Recorded
Tax	$95.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 466, CHISAGO CITY, MN 55013-0466

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX466, CHISAGO CITY, MN 55013-0466

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
Municipality	Osceola Village
Unified School District	Osceola School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,420.00 (+13.42%)	$289,200 (+5.16%) Land $22,800 Building $266,400	$359,400 (+24.45%) Land $28,334 Building $331,066
2023	$3,897.00 (-3.18%)	$275,000 (-) Land $22,800 Building $252,200	$288,800 (+6.37%)
2022	$4,025.00	$275,000 Land $22,800 Building $252,200	$271,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Apr 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSCEOLA WATERWORKS serves 2,680 people · EPA ID WI6490341
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed, Lakeland Communications.

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