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310 Ruby Lake Loop, Winter Haven, FL 33884 Property Records

Polk County property record for 310 Ruby Lake Loop, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1998
Square Footage2,175 sqft Living Area
Lot Size11,713 sqft (0.269 acres)
GarageAttached, 441 sqft
Last Sale$235,000 (2018)
Tax Bill$3,978.00 (2025)

Property Details

APN / Parcel Number

Primary APN27-29-07-855604-000750
Alternative APNs
  • 072927855604000750
  • 72927000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,175 sqft Living Area
Gross Area2,616 sqft Gross Area
1st Floor2,175 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area11,713 sqft (0.269 acres)
Depth X Width120 ft x 97 ft Depth x Width
Garage TypeAttached Garage
Garage Area441 sqft Garage
Porch Area285 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address310 RUBY LAKE LOOP
CityWINTER HAVEN
StateFL
Zip33884-3269
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRUBY LAKE PHASE THREE PB 105 PGS 34 & 35 LOT 75
Legal Range27E
Legal Township29S
Legal Section07
Legal SubdivisionRUBY LAKE PHASE THREE
Legal Phase3
Legal Tract855604
Legal Block1
Legal Lot Number75
JurisdictionPOLK FL
Minor Civil DivisionLAKE WALES
Census Blockgroup1
Census Block1039
Census Tract14401

Owner

Source: Polk County records · APN 27-29-07-855604-000750

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address310 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3269
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2026Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Dec 19, 2019Deed of Trust, Mortgage · Line of Credit
CENTERSTATE BK NA
Jan 24, 2018Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 24, 2018 · Amount on Record
Deed SaleJan 24, 2018 · Amount on Record
Prior SaleNov 08, 2006 · Amount on Record
Deed Doc Number201817977
Deed Book / Page10377 / 1357
Last Transfer DateJan 22, 2026
Transfer Doc0000020651
Record RefreshedSep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateJan 27, 2026
Property Address310 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3269
Document Number0000020651
Book / Page13859 / 1369
Map ReferenceMB 105 PG 34&35
Instrument DateJan 22, 2026
Instrument2026020651
Transaction TypeTransfer
Record UpdatedFeb 10, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address310 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3269

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address310 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3269

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address310 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3269
Document Number0111150977
Instrument DateDec 19, 2019
Transaction TypeMortgage
Record UpdatedFeb 07, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address310 RUBY LAKE LOOP WINTER HAVEN FL 338843269, WINTER HAVEN, FL 33884-3269

Mortgage

Document Number0111150977
DateJan 22, 2020
Book Page011115/000977
Instrument15991
Lender
NameCENTERSTATE BK NA
TypeBank
AddressWINTER HAVEN, FL 33884
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 21, 2030
Interest
Rate TypeAdjustable Rate

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 24, 2018
Property Address310 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3269
Document Number0103771357
Book / Page010377 / 001357
Instrument DateJan 19, 2018
Instrument17977
Transaction TypeTransfer
Record UpdatedJul 16, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address526 LINCOLN AVE ERIE PA 165052452, ERIE, PA 16505-2452

Mortgage

Document Number103771359
DateJan 24, 2018
Book Page010377/001359
Instrument17978
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 23, 2033

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,978.00 (+5.88%) Homeowner's exemption$256,243 (+5.99%)$337,213 (+3.3%) Land $76,000 Building $261,213
2023$3,757.00 (+2.88%) Homeowner's exemption$241,768 (+3%)$326,451 (+14.2%) Land $74,000 Building $252,451
2022$3,652.00 Homeowner's exemption$234,726$285,871 Land $62,000 Building $223,871

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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