308 Ruby Lake Loop, Winter Haven, FL 33884 Property Records

Polk County property record for 308 Ruby Lake Loop, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1998
Square Footage	2,043 sqft Living Area
Lot Size	10,202 sqft (0.234 acres)
Occupancy	Owner Occupied
Last Sale	$156,000 (2016)
Tax Bill	$2,541.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`27-29-07-855604-000760`
Alternative APNs	`072927855604000760` `72927000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,043 sqft Living Area
Gross Area	2,442 sqft Gross Area
1st Floor	2,043 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	10,202 sqft (0.234 acres)
Depth X Width	120 ft x 85 ft Depth x Width
Garage Type	Attached Garage
Garage Area	399 sqft Garage
Patio Area	340 sqft Patio
Porch Area	32 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Street Address	308 RUBY LAKE LOOP
City	WINTER HAVEN
State	FL
Zip	33884-3269
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RUBY LAKE PHASE THREE PB 105 PGS 34 & 35 LOT 76
Legal Range	27E
Legal Township	29S
Legal Section	07
Legal Subdivision	RUBY LAKE PHASE THREE
Legal Phase	3
Legal Tract	855604
Legal Block	1
Legal Lot Number	76
Jurisdiction	POLK FL
Minor Civil Division	LAKE WALES
Census Blockgroup	1
Census Block	1039
Census Tract	14401

Owner

Source: Polk County records · APN 27-29-07-855604-000760

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	308 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3269
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 04, 2016 · Amount on Record
Deed Sale	Mar 04, 2016 · Amount on Record
Prior Sale	Feb 17, 1999 · Amount on Record
Deed Doc Number	201638634
Deed Book / Page	9760 / 1865
Record Refreshed	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	May 15, 2023
Property Address	308 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3269
Document Number	0000112407
Book / Page	12690 / 1513
Map Reference	MB 105 PG 34&35
Instrument Date	May 11, 2023
Instrument	2023112407
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3269

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3269

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,541.00 (+6.45%) Homeowner's exemption	$179,370 (+5.99%)	$275,455 (+1.13%) Land $76,000 Building $199,455
2023	$2,387.00 (+3.24%) Homeowner's exemption	$169,238 (+3%)	$272,385 (+14.22%) Land $74,000 Building $198,385
2022	$2,312.00 Homeowner's exemption	$164,309	$238,475 Land $62,000 Building $176,475

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 7% of the US · above 6% of Florida
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.