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307 Ruby Lake Loop, Winter Haven, FL 33884 Property Records

Polk County property record for 307 Ruby Lake Loop, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2002
Square Footage1,840 sqft Living Area
Lot Size12,227 sqft (0.281 acres)
GarageAttached, 441 sqft
Last Sale$294,900 (2026)
Tax Bill$5,429.00 (2025)

Property Details

APN / Parcel Number

Primary APN27-29-07-855604-000580
Alternative APNs
  • 072927855604000580
  • 72927000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,840 sqft Living Area
Gross Area2,281 sqft Gross Area
1st Floor1,840 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area12,227 sqft (0.281 acres)
Depth X Width144 ft x 85 ft Depth x Width
Garage TypeAttached Garage
Garage Area441 sqft Garage
Porch Area342 sqft Porch

Location & Zoning

Street Address307 RUBY LAKE LOOP
CityWINTER HAVEN
StateFL
Zip33884-3268
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRUBY LAKE PHASE THREE PB 105 PGS 34 & 35 LOT 58
Legal Range27E
Legal Township29S
Legal Section07
Legal SubdivisionRUBY LAKE PHASE THREE
Legal Phase3
Legal Tract855604
Legal Block1
Legal Lot Number58
JurisdictionPOLK FL
Minor Civil DivisionLAKE WALES
Census Blockgroup1
Census Block1035
Census Tract14401

Owner

Source: Polk County records · APN 27-29-07-855604-000580

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address460 B MOORE RD, HAINES CITY, FL 33844-8162
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
May 04, 2026Warranty Deed, Transfer · Veterans Administration Mortgage
NETX MORTGAGE LLC
Oct 22, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 04, 2026 · Amount on Record
Deed SaleMay 04, 2026 · Amount on Record
Prior SaleJun 04, 2009 · Amount on Record
Deed Doc Number2026105168
Deed Book / Page13981 / 1751
Prior Transfer DateOct 07, 2025
Prior Transfer Doc0000248920
Record RefreshedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 04, 2026
Property Address307 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3268
Document Number0000105168
Book / Page13981 / 1751
Instrument DateApr 29, 2026
Instrument2026.105168
Transaction TypeTransfer
Record UpdatedMay 19, 2026
Title CompanyINTEGRITY FIRST TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$208,494.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address460 B MOORE RD, HAINES CITY, FL 33844-8162

Mortgage

Document Number0000105169,
DateMay 04, 2026
Book Page13981/1753
Instrument2026.105169
Lender
NameNETX MORTGAGE LLC
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6.22%
Max Rate-1%

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateOct 22, 2025
Property Address307 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3268
Document Number0000248920
Book / Page13747 / 1148
Map ReferenceMB 105 PG 34&35
Instrument DateOct 07, 2025
Instrument2025248920
Transaction TypeTransfer
Record UpdatedNov 06, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address12448 DESTIN LOOP, VENICE, FL 34293-2023

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address12448 DESTIN LOOP, VENICE, FL 34293-2023

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,429.00 (+4.56%)$290,372 (-3.36%) Land $76,000 Building $214,372$290,372 (-3.36%) Land $76,000 Building $214,372
2024$5,192.00 (+6.7%)$300,457 (+3.05%) Land $76,000 Building $224,457$300,457 (+3.05%) Land $76,000 Building $224,457
2023$4,866.00 (+10.99%)$291,568 (+15.99%) Land $74,000 Building $217,568$291,568 (+15.99%) Land $74,000 Building $217,568
2022$4,384.00$251,369 Land $62,000 Building $189,369$251,369 Land $62,000 Building $189,369

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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