306 Ruby Lake Loop, Winter Haven, FL 33884 Property Records

Polk County property record for 306 Ruby Lake Loop, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1998
Square Footage	2,406 sqft Living Area
Lot Size	19,977 sqft (0.459 acres)
Occupancy	Owner Occupied
Last Sale	$167,300 (2014)
Tax Bill	$3,770.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`27-29-07-855604-000770`
Alternative APNs	`072927855604000770` `72927000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,406 sqft Living Area
Gross Area	2,890 sqft Gross Area
1st Floor	2,406 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	19,977 sqft (0.459 acres)
Garage Type	Attached Garage
Garage Area	484 sqft Garage
Pool Area	392 sqft Pool
Porch Area	226 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Street Address	306 RUBY LAKE LOOP
City	WINTER HAVEN
State	FL
Zip	33884-3269
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RUBY LAKE PHASE THREE PB 105 PGS 34 & 35 LOT 77 & RUBY LAKE PHASE ONE PB 105 PGS 19 & 20 LOT 31 THAT PART DESC AS COMM AT THE NE COR OF LOT 31 RUN W 95 FT TO POB CONT W 123.52 FT S 51 DEG 34 MIN 45 SEC E 118.18 FT SELY ALONG CURVE 38.26 FT N 96.05 FT
Legal Range	27E
Legal Township	29S
Legal Section	07
Legal Subdivision	RUBY LAKE PHASE THREE
Legal Phase	1
Legal Tract	855604
Legal Block	1
Legal Lot Number	77
Jurisdiction	POLK FL
Minor Civil Division	LAKE WALES
Census Blockgroup	1
Census Block	1039
Census Tract	14401

Owner

Source: Polk County records · APN 27-29-07-855604-000770

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	306 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3269
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 22, 2014 · Amount on Record
Deed Sale	Apr 22, 2014 · Amount on Record
Prior Sale	Jan 11, 2012 · Amount on Record
Deed Doc Number	201468886
Deed Book / Page	9228 / 1153
Last Transfer Date	Nov 19, 2022
Transfer Doc	0000307412
Record Refreshed	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Nov 29, 2022
Property Address	306 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3269
Document Number	0000307412
Book / Page	12496 / 1496
Map Reference	MB 105 PG 34&35
Instrument Date	Nov 19, 2022
Instrument	2022307412
Transaction Type	Transfer
Record Updated	Dec 09, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 RUBY LAKE LOOP, 306, CYPRESS GDNS, FL 33884-3269

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants In Common
Address	6439 CRESTVIEW DR, HOLLY, MI 48442-8437

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,770.00 (+5.96%) Homeowner's exemption	$245,110 (+5.99%)	$382,955 (+1.65%) Land $110,000 Building $272,955
2023	$3,558.00 (+2.89%) Homeowner's exemption	$231,264 (+3%)	$376,757 (+14.55%) Land $107,000 Building $269,757
2022	$3,458.00 Homeowner's exemption	$224,528	$328,892 Land $89,500 Building $239,392

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 7% of the US · above 6% of Florida
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.