Kane County property record for 310 Morgan St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,596 sqft · built 1923 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Company Name on Record |
| Last Sale | $122,500 (Sep 1995) |
| Tax Bill | $5,103 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-279-020 |
| Primary APN | 06-23-279-020 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,596 sqft Living Area |
| Gross Area | 2,769 sqft |
| 1st Floor Area | 1,596 sqft |
| Basement Area | 1,173 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Brick |
| Lot Area | 6,600 sqft (0.152 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 310 MORGAN ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J P MORGANS ADDN EAST 50 FT OF WEST 50.5 FT OF LOT 15 |
| Legal Subdivision | J P MORGANS ADDN |
| Legal Block | 4 |
| Legal Lot Number | 15 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 851600 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 310 MORGAN ST, ELGIN, IL 60123-7642 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 1995 · Amount on Record |
| Deed Sale | Sep 1, 1995 · Amount on Record |
| Deed Document Number | 199551125 |
| Deed Book / Page | 1123 / 46 |
| Last Transfer Date | Jun 23, 2003 |
| Transfer Doc | 0000164898 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 310 MORGAN ST, ELGIN, IL 60123-7642 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000087391 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 2021K087391 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 21, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,103.00 (+3.45%) Homeowner's exemption Senior Citizen's exemption | $82,889 (+8.57%) Land $15,540 Building $67,349 | $248,767 (+8.57%) Land $46,639 Building $202,128 |
| 2024 | $76,346 (+21.39%) Land $14,313 Building $62,033 | $229,130 (+21.44%) Land $42,956 Building $186,173 | |
| 2022 | $4,933.00 (+4.73%) Homeowner's exemption | $62,892 (+6.96%) Land $11,791 Building $51,101 | $188,676 (+6.96%) Land $35,373 Building $153,303 |
| 2021 | $4,710.00 Homeowner's exemption | $58,800 Land $11,024 Building $47,776 | $176,400 Land $33,072 Building $143,328 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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