St. Clair County property record for 310 Locust Dr, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 956 sqft · built 1992 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Sep 2020) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2024 Mortgage + 3 more |
| APN | 09-08-0-211-003 |
| Primary APN | 09-08-0-211-003 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 956 sqft Living Area |
| Gross Area | 2,878 sqft |
| Basement Area | 39,000 sqft |
| Finished Basement | 39,000 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | 12,000 sqft |
| Patio Area | 120 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|
| Street Address | 310 LOCUST DR |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-3216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHRIDGE ESTATES 1ST ADD LOT/SEC-37 A02665291 |
| Legal Subdivision | SOUTHRIDGE ESTATES |
| Legal Lot Number | 37 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | SHILOH VALLEY |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 503907 |
Source: St. Clair County records · APN 09-08-0-211-003
Assessment roll updated January 1, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 310 LOCUST DR, SHILOH, IL 62269-3216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Feb 09, 2024 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| May 26, 2023 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Jul 20, 2021 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Sep 02, 2020 | Warranty Deed, Transfer · VA Mortgage GERSHMAN MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 02, 2020 · Amount on Record |
| Deed Sale | Sep 02, 2020 · Amount on Record |
| Prior Sale | Jun 14, 2013 · Amount on Record |
| Deed Document Number | A02665291 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jul 10, 2026 |
| Property Address | 310 LOCUST DR, O FALLON, IL 62269-3216 |
| Document Number | 0002889004 |
| Instrument Date | Jul 06, 2026 |
| Instrument | 20262889004 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 310 LOCUST DR, O FALLON, IL 62269-3216 |
| Document Number | 0002889004, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 20262889004 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 310 LOCUST DR, O FALLON, IL 62269-3216 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0A02805010 |
|---|---|
| Date | Feb 09, 2024 |
| Instrument | A02805010 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 310 LOCUST DR, O FALLON, IL 62269-3216 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0A02782165 |
|---|---|
| Date | May 26, 2023 |
| Instrument | A02782165 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 310 LOCUST DR, O FALLON, IL 62269-3216 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | A02708527 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | A02708527 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Sep 02, 2020 |
| Property Address | 310 LOCUST DR, O FALLON, IL 62269-3216 |
| Document Number | 00A2665291 |
| Instrument Date | Sep 01, 2020 |
| Instrument | 2665291 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2020 |
| Title Company | PTI |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $338.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3842 CLEVELAND AVE ST LOUIS MO 631104010, ST LOUIS, MO 63110-4010 |
| Document Number | A2665292 |
|---|---|
| Date | Sep 02, 2020 |
| Instrument | 2665292 |
| Name | GERSHMAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Shiloh Valley Township |
| Municipality | Shiloh Village |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Elementary School District | Shiloh Village School District 85 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $68,381 Land $9,959 Building $58,422 | $205,143 Land $29,877 Building $175,266 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 84 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | IL AMERICAN-EAST ST LOUIS private · serves 131,368 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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