217 Locust Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 217 Locust Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	1,176 sqft · built 1992
Lot Size	0.419 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,000 (May 2020)
Deeds & Mortgages	May 2020 Sale & Mortgage
APN	`09-08-0-209-011`

Property Details

APN / Parcel Number

Primary APN	`09-08-0-209-011`

Interior

Stories	2 Stories
Building Area	1,176 sqft Living Area
Gross Area	1,872 sqft
Basement Area	12,000 sqft
Finished Basement	12,000 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	18,295 sqft (0.419 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Deck Area	19,200 sqft
Patio Area	24,000 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	217 LOCUST DR
City	O FALLON
State	IL
Zip	62269-3218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHRIDGE ESTATES 1ST ADD LOT/SEC-44 A02650764
Legal Subdivision	SOUTHRIDGE ESTATES
Legal Lot Number	44
Jurisdiction	ST CLAIR IL
Township / Civil Division	SHILOH VALLEY
Census Block Group	2
Census Block	2024
Census Tract	503907

Owner

Source: St. Clair County records, as of August 23, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	217 LOCUST DR, O FALLON, IL 62269-3218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2020 · Amount on Record
Deed Sale	May 13, 2020 · Amount on Record
Deed Document Number	A02650764
Record Updated	Jun 7, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 13, 2020
Property Address	217 LOCUST DR, O FALLON, IL 62269-3218
Document Number	00A2650764
Instrument Date	May 11, 2020
Instrument	2650764
Transaction Type	Transfer
Record Updated	Jun 5, 2020
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$438.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1229 NATALYNS TRCE O FALLON IL 62269, O FALLON, IL 62269

Mortgage

Document Number	A2650765
Date	May 13, 2020
Instrument	2650765

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2050

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Shiloh Valley Township
Municipality	Shiloh Village
Secondary School District	O'Fallon Township High School District 203 (09 - 12)
Elementary School District	Shiloh Village School District 85 (PK - 08)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$89,147 Land $14,830 Building $74,317	$267,441 Land $44,490 Building $222,951

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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