229 Locust Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 229 Locust Dr, O Fallon, IL 62269 · Last verified August 2023

Property Summary

Property TypeSingle Family Home
Details870 sqft · built 1992
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Deeds & MortgagesFeb 2022 Mortgage
Jun 2018 Mortgage
APN09-08-0-209-014

Property Details

APN / Parcel Number

Primary APN09-08-0-209-014

Interior

Stories2 Stories
Building Area870 sqft Living Area
Upper Floors Area62 sqft
Basement Area870 sqft
Finished Basement870 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2000
Architectural StyleOther
Exterior MaterialWood
Construction TypeFrame
Lot Area12,197 sqft (0.28 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area12,000 sqft
Patio Area10,000 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address229 LOCUST DR
CityO FALLON
StateIL
Zip62269-3218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHRIDGE ESTATES 1ST ADD LOT/SEC-41 BK 2846-621
Legal SubdivisionSOUTHRIDGE ESTATES
Legal Lot Number41
JurisdictionST CLAIR IL
Township / Civil DivisionSHILOH VALLEY
Census Block Group2
Census Block2024
Census Tract503907

Owner

Source: St. Clair County records · APN 09-08-0-209-014

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address229 LOCUST DR, O FALLON, IL 62269-3218
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 25, 2018Deed of Trust, Mortgage · Conventional Mortgage
USAA FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 07, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address229 LOCUST DR, O FALLON, IL 62269-3218
Transaction TypeMortgage
Record UpdatedMar 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A02736616
DateFeb 15, 2022
InstrumentA02736616
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2037

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address229 LOCUST DR, O FALLON, IL 62269-3218
Document Number00A2581564
Instrument DateJun 25, 2018
Transaction TypeMortgage
Record UpdatedJul 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address229 LOCUST DR O FALLON IL 622693218, O FALLON, IL 62269-3218

Mortgage

Document Number00A2581564
DateJul 03, 2018
Instrument2581564
Lender
NameUSAA FCU
TypeCredit Union
AddressSAN ANTONIO, TX 78288
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 02, 2028

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionShiloh Valley Township
MunicipalityShiloh Village
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)
Elementary School DistrictShiloh Village School District 85 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearAssessed ValueAssessed Market Value
2022$60,035 Land $11,346 Building $48,689$180,105 Land $34,038 Building $146,067

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635039072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 71% of Illinois
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 84 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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