210 Locust Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 210 Locust Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	1,968 sqft · built 1992
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$123,500 (Apr 1999)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2019 Mortgage
APN	`09-08-0-205-103`

Property Details

APN / Parcel Number

Primary APN	`09-08-0-205-103`

Interior

Stories	1 Story
Building Area	1,968 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,019 sqft (0.23 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	28,600 sqft
Patio Area	8,000 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	210 LOCUST DR
City	O FALLON
State	IL
Zip	62269-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHRIDGE ESTATES 1ST ADD LOT/SEC-31 BK 3341-1351
Legal Subdivision	SOUTHRIDGE ESTATES
Legal Lot Number	31
Jurisdiction	ST CLAIR IL
Township / Civil Division	SHILOH VALLEY
Census Block Group	2
Census Block	2059
Census Tract	503907

Owner

Source: St. Clair County records, as of August 23, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	210 LOCUST DR, SHILOH, IL 62269-3215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU
Sep 13, 2019	Deed of Trust, Mortgage · VA Mortgage SCOTT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 1999 · Amount on Record
Deed Sale	Apr 29, 1999 · Amount on Record
Deed Document Number	01492280
Deed Book / Page	09
Last Transfer Date	Apr 30, 1999
Transfer Doc	00A1492280
Record Updated	Jun 7, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	210 LOCUST DR, O FALLON, IL 62269-3215
Transaction Type	Mortgage
Record Updated	Sep 2, 2021
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02712896
Date	Aug 18, 2021
Instrument	A02712896

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	210 LOCUST DR, O FALLON, IL 62269-3215
Document Number	00A2626982
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	210 LOCUST DR SHILOH IL 622693215, SHILOH, IL 62269-3215

Mortgage

Document Number	00A2626982
Date	Sep 18, 2019
Instrument	2626982

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Shiloh Valley Township
Municipality	Shiloh Village
Secondary School District	O'Fallon Township High School District 203 (09 - 12)
Elementary School District	Shiloh Village School District 85 (PK - 08)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$62,692 Land $9,498 Building $53,194	$188,076 Land $28,494 Building $159,582

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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