31 Smith St, Derby, CT 06418 Property Records

Derby City property record for 31 Smith St, Derby, CT 06418

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,860 sqft · built 1894
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jun 2006)
Tax Bill	$8,237 (2026)
Deeds & Mortgages	Jan 2025 Refinance Jan 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`DERB M:8 B:7 L:30`

Property Details

APN / Parcel Number

Primary APN	`DERB M:8 B:7 L:30`
Alternative APNs	`000500` `6410` `500`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,860 sqft Living Area
1st Floor Area	1,860 sqft
Basement Area	930 sqft
Unfinished Basement	930 sqft

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1966
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	500
Street Address	31 SMITH ST
City	DERBY
State	CT
Zip	06418-1215
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-5
Legal Block	7
Legal Lot Number	30
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	2
Census Block	2014
Census Tract	120200

Owner

Source: Derby City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 SMITH ST, DERBY, CT 06418-1215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance PHH US MORTGAGE CORP
Jan 22, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2006 · Amount on Record
Deed Sale	Jun 9, 2006 · Amount on Record
Deed Book / Page	489 / 361
Last Transfer Date	Jan 22, 2024
Transfer Doc	0000919-25
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	31 SMITH ST, DERBY, CT 06418-1215
Transaction Type	Mortgage
Record Updated	Feb 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000941-1
Date	Jan 23, 2025
Book Page	941/1
Instrument	110

Lender

Name	PHH US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DERBY CT
Recording Date	Jan 22, 2024
Property Address	31 SMITH ST, DERBY, CT 06418-1215
Document Number	0000919-25
Book / Page	919 / 25
Instrument Date	Jan 22, 2024
Instrument	68
Transaction Type	Transfer
Record Updated	Feb 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,237.00 (+72.18%)	$214,270 (+93.49%) Land $31,990 Building $182,280	$372,044 (+379.95%)
2025	$4,784.00	$110,740 (-) Land $32,440 Building $78,300	$77,518 Land $22,708 Building $54,810
2024	$4,784.00 (+11.91%)
2023	$4,275.00	$110,740 (-) Land $32,480 Building $78,260
2022	$4,275.00	$110,740 Land $32,480 Building $78,260

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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