17 Smith St, Derby, CT 06418 Property Records

Derby City property record for 17 Smith St, Derby, CT 06418

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 780 sqft · built 1850
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Mar 2017)
Tax Bill	$3,892 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`DERB M:8 B:7 L:32`

Property Details

APN / Parcel Number

Primary APN	`DERB M:8 B:7 L:32`
Alternative APNs	`003351` `9145` `3351`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	780 sqft Living Area
1st Floor Area	780 sqft
Basement Area	315 sqft
Unfinished Basement	315 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	3351
Street Address	17 SMITH ST
City	DERBY
State	CT
Zip	06418-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Block	7
Legal Lot Number	32
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	2
Census Block	2014
Census Tract	120200

Owner

Source: Derby City assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	17 SMITH ST, DERBY, CT 06418-1215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2017	Deed of Trust, Mortgage NEW PENN FINANCIAL LLC
Mar 31, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2017 · Amount on Record
Deed Sale	Mar 31, 2017 · Amount on Record
Prior Sale	May 2, 2006 · Amount on Record
Deed Book / Page	752 / 272
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	17 SMITH ST, DERBY, CT 06418-1215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	767-59
Date	Nov 7, 2017
Book Page	767/59

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Mar 31, 2017
Property Address	17 SMITH ST, DERBY, CT 06418-1215
Document Number	752-272
Book / Page	000752 / 000272
Transaction Type	Transfer
Record Updated	Apr 18, 2017

Transaction

Amount	Amount Recorded
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Derby City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,892.00	$90,090 (-) Land $31,920 Building $58,170	$63,063 Land $22,344 Building $40,719
2024	$3,892.00 (+11.94%)
2023	$3,477.00	$90,090 (-) Land $31,990 Building $58,100
2022	$3,477.00	$90,090 Land $31,990 Building $58,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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