Derby City property record for 35 Smith St, #37, Derby, CT 06418
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,658 sqft · built 1889 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $143,000 (Sep 2002) |
| Tax Bill | $5,165 (2024) |
| Deeds & Mortgages | May 2021 Mortgage Aug 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | DERB M:8 B:7 L:29 |
| Primary APN | DERB M:8 B:7 L:29 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,658 sqft Living Area |
| Basement Area | 780 sqft |
| Unfinished Basement | 580 sqft |
| Year Built | Built 1889 |
|---|---|
| Effective Year Built | Effective 1889 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 2530 |
|---|---|
| Street Address | 35 SMITH ST, 37 |
| City | DERBY |
| State | CT |
| Zip | 06418-1215 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-5 |
| Legal Block | 7 |
| Legal Lot Number | 29 |
| Jurisdiction | DERBY CT |
| Township / Civil Division | DERBY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 120200 |
35 Smith St, #37 is owned and occupied by an individual who bought it in September 2002.
Source: Derby City records, as of September 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 35 SMITH ST, 37, DERBY, CT 06418-1215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 7, 2021 | Deed of Trust, Mortgage · Balloon Mortgage WEBSTER BANK |
| Aug 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2002 · Amount on File |
| Deed Sale | Sep 18, 2002 · Amount on File |
| Prior Sale | Sep 22, 1998 · Amount on File |
| Deed Book / Page | 316 / 327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERBY CT |
| Property Address | 35 SMITH ST # 37, 37, DERBY, CT 06418-1215 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 847-292 |
|---|---|
| Date | May 7, 2021 |
| Book Page | 847/292 |
| Instrument | 890 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERBY CT |
| Property Address | 35 SMITH ST # 37, 37, DERBY, CT 06418-1215 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 803-189 |
|---|---|
| Date | Aug 15, 2019 |
| Book Page | 803/189 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 97 Months |
| Due | Sep 1, 2027 |
Source: Derby City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Derby City |
| Unified School District | Derby School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $119,560 Land $25,660 Building $93,900 | $170,800 Land $36,657 Building $134,143 | |
| 2024 | $5,165.00 (+11.92%) | ||
| 2023 | $4,615.00 | $119,560 (-) Land $25,620 Building $93,940 | |
| 2022 | $4,615.00 | $119,560 Land $25,620 Building $93,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 35 Smith St, #37 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 35 Smith St, #37 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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