20 Smith St, Derby, CT 06418 Property Records

Derby City property record for 20 Smith St, Derby, CT 06418 · Last verified July 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,016 sqft · built 1870
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Sep 2023)
Tax Bill	$4,727 (2025)
Deeds & Mortgages	Sep 2023 Sale & Refinance Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DERB M:9 B:4 L:153`

Property Details

APN / Parcel Number

Primary APN	`DERB M:9 B:4 L:153`
Alternative APNs	`002113` `7951` `2113`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,016 sqft Living Area
1st Floor Area	2,016 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 2004
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	2113
Street Address	20 SMITH ST
City	DERBY
State	CT
Zip	06418-1216
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	4
Legal Lot Number	153
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	2
Census Block	2015
Census Tract	120200

Owner

Source: Derby City records · APN DERB M:9 B:4 L:153

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 SMITH ST, DERBY, CT 06418-1216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Warranty Deed, Transfer · Stand-Alone Refinance CONNECTICUT HOUSING FINANCE AUTHORITY
Jun 12, 2017	Warranty Deed, Transfer E MORTGAGE MGMT LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 22, 2023 · Amount on Record
Deed Sale	Sep 22, 2023 · Amount on Record
Prior Sale	Jun 12, 2017 · Amount on Record
Deed Document Number	20233198
Deed Book / Page	911 / 187
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Sep 22, 2023
Property Address	20 SMITH ST, DERBY, CT 06418-1216
Document Number	000911-187
Book / Page	911 / 187
Instrument Date	Jul 28, 2023
Instrument	3198
Transaction Type	Transfer
Record Updated	Oct 05, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SMITH ST, DERBY, CT 06418-1216

Mortgage

Document Number	000911-210
Date	Sep 22, 2023
Book Page	911/210
Instrument	3200

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Oct 01, 2033

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Jun 12, 2017
Property Address	20 SMITH ST, DERBY, CT 06418-1216
Document Number	757-313
Book / Page	757 / 313
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$34.09
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7570316
Date	Jun 12, 2017
Instrument	00757/0316

Lender

Name	E MORTGAGE MGMT LLC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2047

Tax Assessment & Valuation

Source: Derby City records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,727.00	$109,410 (-) Land $32,110 Building $77,300	$76,587 Land $22,477 Building $54,110
2024	$4,727.00 (+11.93%)
2023	$4,223.00	$109,410 (-) Land $32,130 Building $77,280
2022	$4,223.00	$109,410 Land $32,130 Building $77,280

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09009C, updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 499 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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