31 Simons Rd, Fernley, NV 89408 Property Records

Lyon County property record for 31 Simons Rd, Fernley, NV 89408

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 744 sqft · built 1945
Lot Size	1.86 acres (81,022 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Jul 2018)
Tax Bill	$923 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021-304-48`

Property Details

APN / Parcel Number

Primary APN	`021-304-48`
Alternative APNs	`021-304-42` `2130448`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	744 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1975
Lot Area	81,022 sqft
Porch	Porch
Porch Area	16 sqft
Deck Area	184 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	31 SIMONS RD
City	FERNLEY
State	NV
Zip	89408-8702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	PAR 1-A-1
Legal Subdivision	WILLIAM A R BARNES
Legal Block	1
Jurisdiction	LYON NV
Township / Civil Division	FERNLEY
Census Block Group	1
Census Block	1030
Census Tract	960106

Owner

Source: Lyon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 SIMONS RD, FERNLEY, NV 89408-8702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 25, 2018	Bargain and Sale Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 8, 2018	Grant Deed, Transfer TICOR TITLE-FERNLEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2018 · Amount on Record
Deed Sale	Jul 25, 2018 · Amount on Record
Prior Sale	Mar 8, 2018 · Amount on Record
Deed Document Number	2018583903
Last Transfer Date	Aug 3, 2021
Transfer Doc	0000642386
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LYON NV
Recording Date	Aug 9, 2021
Property Address	31 SIMONS RD, FERNLEY, NV 89408
Document Number	0000642386
Map Reference	DOC 183500 PM 154170
Instrument Date	Aug 3, 2021
Instrument	642386
Transaction Type	Transfer
Record Updated	Feb 4, 2022
Title Company	TICOR TITLE- RENO, TICOR TITLE RENO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31 SIMONS RD, FERNLEY, NV 89408

Mortgage

Document Number	0000642387
Date	Aug 9, 2021
Instrument	642387

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LYON NV
Recording Date	Jul 25, 2018
Property Address	31 SIMONS RD, FERNLEY, NV 89408
Document Number	0000583903
Map Reference	MAP105268
Instrument Date	Jul 19, 2018
Instrument	583903
Transaction Type	Transfer
Record Updated	Feb 4, 2022
Title Company	TITLE SERVICE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$643.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 266, FALLON, NV 89407-0266

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31 SIMONS RD, FERNLEY, NV 89408

Mortgage

Document Number	0000583904
Date	Jul 25, 2018
Instrument	583904

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LYON NV
Recording Date	Mar 8, 2018
Property Address	31 SIMONS RD, FERNLEY, NV 89408
Document Number	0000577513
Instrument Date	Mar 1, 2018
Instrument	577513
Transaction Type	Transfer
Record Updated	Mar 14, 2018
Title Company	TICOR TITLE-FERNLEY

Transaction

Amount	Amount Recorded
Tax	$429.00
Amount Accuracy	Confirmed
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 266 FALLON NV 894070266, FALLON, NV 89407-0266

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Municipality	Fernley City
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$923.00 (+25.07%)	$25,232 (-0.29%) Land $14,000 Building $11,232	$72,090 (-0.29%) Land $40,000 Building $32,090
2023	$738.00 (+9.5%)	$25,305 (+1.63%) Land $14,000 Building $11,305	$72,300 (+1.63%) Land $40,000 Building $32,300
2022	$674.00	$24,899 Land $14,000 Building $10,899	$71,141 Land $40,000 Building $31,141

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · lower than 60% of Nevada
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	200 / 30

May also be available: T-Mobile.

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