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31 Prospect St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 31 Prospect St, Lowell, MA 01852

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,672 sqft · built 1910
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$420,000 (Jan 2022)
Tax Bill$4,963 (2026)
Deeds & MortgagesJan 2022 Sale & Mortgage
Sep 2018 Transfer
Flood ZoneZone X (minimal risk)
APNM00890

Property Details

APN / Parcel Number

Primary APNM00890
Alternative APNs
  • LOWE M:182 B:4775 L:31
  • M:000182 T:M00890

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,672 sqft Living Area
Gross Area2,960 sqft
1st Floor Area940 sqft
Basement Area940 sqft
Unfinished Basement940 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleConventional
Exterior MaterialOther
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberM00890
Street Address31 PROSPECT ST
CityLOWELL
StateMA
Zip01852-4141
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTMF
Legal Block4775
Legal Lot Number31
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2016
Census Tract312000

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address31 PROSPECT ST, LOWELL, MA 01852-4141
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 13, 2018Quit Claim Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2022 · Amount on Record
Deed SaleJan 31, 2022 · Amount on Record
Prior SaleSep 13, 2018
Deed Book / Page36777 / 280
Record UpdatedOct 29, 2026

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateJan 31, 2022
Property Address31 PROSPECT ST, LOWELL, MA 01852-4141
Document Number036777-280
Book / Page36777 / 280
Instrument DateJan 31, 2022
Instrument5015
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 PROSPECT ST, LOWELL, MA 01852-4141

Mortgage

Document Number0000005016
DateJan 31, 2022
Instrument5016
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateSep 13, 2018
Property Address31 PROSPECT ST, LOWELL, MA 01852-4141
Document Number32405-259
Book / Page032405 / 000259
Instrument DateSep 12, 2018
Instrument40186
Transaction TypeTransfer
Record UpdatedOct 2, 2018

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 PROSPECT ST LOWELL MA 018524141, LOWELL, MA 01852-4141

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,963.00 (+6.46%)$437,300 (+7.68%) Land $131,100 Building $306,200$430,023 (-6.99%)
2025$4,662.00 (+3.6%)$406,100 (+7.49%) Land $122,600 Building $283,500$462,365 (+8.08%)
2024$4,500.00 (+6.01%)$377,800 (+10.53%) Land $110,600 Building $267,200$427,785
2023$4,245.00$341,800 Land $96,100 Building $245,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 2,000
Verizon
Fiber · Fixed Wireless		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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