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17 Prospect St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 17 Prospect St, Lowell, MA 01852

Property Summary

Property TypeDuplex
Details6 bd · 4 ba · 2,886 sqft · built 1910
Lot Size0.06 acres (2,614 sqft)
Owner2 Individual Names on File
Last Sale$594,500 (Dec 2021)
Tax Bill$6,488 (2026)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNB02240

Property Details

APN / Parcel Number

Primary APNB02240
Alternative APNs
  • LOWE M:182 B:4775 L:17
  • M:000182 T:B02240

Interior

Bedrooms6 Beds
Full Baths4 Baths
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area2,886 sqft Living Area
Gross Area4,185 sqft
1st Floor Area1,040 sqft
Basement Area1,040 sqft
Unfinished Basement520 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account NumberB02240
Street Address17 PROSPECT ST
CityLOWELL
StateMA
Zip01852-4126
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTMF
Legal SubdivisionMARY GIL-BRIDE
Legal Block4775
Legal Lot Number17
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2010
Census Tract312000

Owner

17 Prospect St, a duplex, is owned and occupied by two individuals who bought it in December 2021.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address17 PROSPECT ST, LOWELL, MA 01852-4126
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2021 · Amount on File
Deed SaleDec 13, 2021 · Amount on File
Prior SaleFeb 17, 2012 · Amount on File
Deed Book / Page36616 / 128
Record UpdatedOct 29, 2026

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateDec 13, 2021
Property Address17 PROSPECT ST, LOWELL, MA 01852-4126
Document Number036616-128
Book / Page36616 / 128
Instrument DateDec 13, 2021
Instrument72036
Transaction TypeTransfer
Record UpdatedDec 31, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address17 PROSPECT ST # 19, 19, LOWELL, MA 01852-4126

Mortgage

Document Number0000072037
DateDec 13, 2021
Instrument72037
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 17 Prospect St was $6,488, up 1.8% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,488.00 (+1.8%)$571,600 (+2.97%) Land $107,600 Building $464,000$610,897
2025$6,373.00 (+11.65%)$555,100 (+15.81%) Land $100,600 Building $454,500
2024$5,708.00 (+4.41%)$479,300 (+8.88%) Land $90,700 Building $388,600
2023$5,467.00$440,200 Land $78,900 Building $361,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 17 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 2,000
Verizon
Fiber · Fixed Wireless		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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