35 Prospect St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 35 Prospect St, Lowell, MA 01852

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,827 sqft · built 1920
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Last Sale$397,000 (Nov 2025)
Tax Bill$4,900 (2026)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNF06700

Property Details

APN / Parcel Number

Primary APNF06700
Alternative APNs
  • LOWE M:182 B:4775 L:35
  • M:000182 T:F06700

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,827 sqft Living Area
Gross Area2,366 sqft
1st Floor Area1,084 sqft
Basement Area520 sqft
Unfinished Basement520 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account NumberF06700
Street Address35 PROSPECT ST
CityLOWELL
StateMA
Zip01852-4141
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTMF
Legal Block4775
Legal Lot Number35
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2016
Census Tract312000

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address35 PROSPECT ST, LOWELL, MA 01852-4141
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2025 · Amount on Record
Deed SaleNov 14, 2025 · Amount on Record
Prior SaleAug 30, 1999 · Amount on Record
Deed Document Number202536845
Deed Book / Page39668 / 233
Record UpdatedOct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateNov 14, 2025
Property Address35 PROSPECT ST, LOWELL, MA 01852-4141
Document Number039668-233
Book / Page39668 / 233
Instrument DateNov 14, 2025
Instrument36845
Transaction TypeTransfer
Record UpdatedDec 10, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 PROSPECT ST, LOWELL, MA 01852-4141

Mortgage

Document Number0000036846
DateNov 14, 2025
Instrument36846
Lender
NamePRIMELENDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

Mortgage

Document Number039668-260
DateNov 14, 2025
Book Page39668/260
Instrument36847
Lender
NamePRIMELENDING
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2040

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,900.00 (+6.5%)$431,700 (+7.71%) Land $126,800 Building $304,900$407,428 (-7.47%)
2025$4,601.00 (+3.63%)$400,800 (+7.51%) Land $118,500 Building $282,300$440,325 (+10.04%)
2024$4,440.00 (+5.89%)$372,800 (+10.43%) Land $106,900 Building $265,900$400,140
2023$4,193.00$337,600 Land $93,000 Building $244,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fiber · Fixed Wireless
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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