24 Prospect St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 24 Prospect St, Lowell, MA 01852

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,109 sqft · built 1910
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on Record
Last Sale$193,000 (Jan 2020)
Tax Bill$3,604 (2026)
Deeds & MortgagesMar 2021 Mortgage
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNS02990

Property Details

APN / Parcel Number

Primary APNS02990
Alternative APNs
  • LOWE M:182 B:4775 L:24
  • M:000182 T:S02990

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,109 sqft Living Area
Gross Area1,928 sqft
1st Floor Area616 sqft
Basement Area616 sqft
Unfinished Basement616 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,742 sqft (0.04 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account NumberS02990
Street Address24 PROSPECT ST
CityLOWELL
StateMA
Zip01852-4142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTMF
Legal Block4775
Legal Lot Number24
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2017
Census Tract312000

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address24 PROSPECT ST, LOWELL, MA 01852-4142
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS INC
Jan 31, 2020Quit Claim Deed, Transfer · FHA Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2020 · Amount on Record
Deed SaleJan 31, 2020 · Amount on Record
Prior SaleJan 11, 2002 · Amount on Record
Deed Document Number20204507
Prior Transfer DateJan 30, 2020
Prior Transfer Doc33795-170
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address24 PROSPECT ST, LOWELL, MA 01852-4142
Transaction TypeMortgage
Record UpdatedAug 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number035444-155
DateMar 9, 2021
Book Page35444/155
Instrument14028
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateJan 31, 2020
Property Address24 PROSPECT ST, LOWELL, MA 01852-4142
Document Number33795-170
Book / Page33795 / 170
Instrument DateJan 30, 2020
Instrument4507
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 PROSPECT ST, LOWELL, MA 01852-4142

Mortgage

Document Number4508
DateJan 31, 2020
Instrument4508
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,604.00 (+6.5%)$317,500 (+7.7%) Land $99,300 Building $218,200$309,443 (+6%)
2025$3,384.00 (+3.64%)$294,800 (+7.55%) Land $92,800 Building $202,000$291,935 (+4.06%)
2024$3,265.00 (+6.04%)$274,100 (+10.57%) Land $83,700 Building $190,400$280,535
2023$3,079.00$247,900 Land $72,800 Building $175,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fiber · Fixed Wireless
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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