Bergen County and Ramsey Borough property record for 10 Lakeside Dr, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,356 sqft · built 1925 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $860,000 (Feb 2024) |
| Tax Bill | $16,353 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-05207-0000-00001 |
| Primary APN | 48-05207-0000-00001 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,356 sqft Living Area |
| 1st Floor Area | 2,356 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 10 LAKESIDE DR |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.344AC |
| Legal Subdivision | RAMSEY CC ESTATES SEC 1 |
| Legal Block | 5207 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 44201 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 LAKESIDE DR, RAMSEY, NJ 07446-2524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Feb 2, 2024 | Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Jan 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC STEWARDSHIP BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2024 · Amount on Record |
| Deed Sale | Feb 2, 2024 · Amount on Record |
| Prior Sale | Jun 23, 2008 · Amount on Record |
| Deed Document Number | 20247092 |
| Deed Book / Page | 5172 / 1514 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 2, 2024 |
| Property Address | 10 LAKESIDE DR, RAMSEY, NJ 07446-2524 |
| Document Number | 0051721514 |
| Book / Page | 5172 / 1514 |
| Instrument Date | Jan 25, 2024 |
| Instrument | 2024007092 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2024 |
| Title Company | CENTURION TITLE GROUP INC, CENTURION TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,793.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1189 WYTHE BLVD, AMBLER, PA 19002-1023 |
| Name | Verified Name |
|---|---|
| Address | 10 LAKESIDE DR, RAMSEY, NJ 07446-2524 |
| Document Number | 2024007093 |
|---|---|
| Date | Feb 2, 2024 |
| Instrument | 2024007093 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 10 LAKESIDE DR, RAMSEY, NJ 07446-2524 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0025181393 |
|---|---|
| Date | Jan 27, 2017 |
| Book Page | 02518/1393 |
| Instrument | 17-009104 |
| Name | ATLANTIC STEWARDSHIP BANK |
|---|---|
| Type | Bank |
| Address | MIDLAND PARK, NJ 07432 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 5.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $898,700 (+13.16%) Land $450,200 Building $448,500 | $898,700 (+13.16%) Land $450,200 Building $448,500 | |
| 2025 | $16,353.00 (+5.04%) | $794,200 (+43.96%) Land $349,800 Building $444,400 | $794,200 (+43.96%) Land $349,800 Building $444,400 |
| 2024 | $15,568.00 (+7.58%) | ||
| 2023 | $551,700 (-) Land $240,200 Building $311,500 | $551,700 (-) Land $240,200 Building $311,500 | |
| 2022 | $14,471.00 (+1.16%) | $551,700 Land $240,200 Building $311,500 | $551,700 Land $240,200 Building $311,500 |
| 2021 | $14,305.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1983–2021) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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