Schenectady County and Schenectady City property record for 31 James St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,730 sqft · built 1910 |
| Lot Size | 0.079 acres (3,465 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $49,900 (Dec 1995) |
| Tax Bill | $4,907 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.68-2-39 |
| Primary APN | 421500 49.68-2-39 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,730 sqft Living Area |
| 1st Floor Area | 874 sqft |
| 2nd Floor Area | 856 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,465 sqft (0.079 acres) |
| Lot Dimensions | 99 ft deep x 35 ft wide |
| Porch | Slab |
| Porch Area | 236 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 31 JAMES ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 39.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1339 1ST AVE, SCHENECTADY, NY 12303-1633 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 1995 · Amount on Record |
| Deed Sale | Dec 7, 1995 · Amount on Record |
| Deed Book / Page | 1479 / 138 |
| Last Transfer Date | Mar 19, 2014 |
| Transfer Doc | 0000010654 |
| Record Updated | Oct 29, 2026 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,907.00 (+2.34%) | ||
| 2025 | $4,795.00 (+4.85%) | $95,000 (-) Land $15,600 Building $79,400 | $157,311 (+30.82%) Land $25,832 Building $131,479 |
| 2023 | $95,000 (-) Land $15,600 Building $79,400 | $120,253 (+3.8%) Land $19,747 Building $100,506 | |
| 2022 | $95,000 Land $15,600 Building $79,400 | $115,854 Land $19,024 Building $96,830 | |
| 2021 | $4,573.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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