26 James St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 26 James St, Schenectady, NY 12304

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,778 sqft · built 1910
Lot Size0.083 acres (3,640 sqft)
OwnerIndividual Name on File
Last Sale$25,000 (Aug 1998)
Tax Bill$5,279 (2026)
Flood ZoneZone X (minimal risk)
APN421500 49.68-3-5

Property Details

APN / Parcel Number

Primary APN421500 49.68-3-5
Alternative APN
  • 150004906800030050000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,778 sqft Total Area
1st Floor Area1,274 sqft
Upper Floors Area504 sqft
AtticAttic
Attic Area504 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleBungalow
Exterior MaterialWood
Lot Area3,640 sqft (0.083 acres)
Lot Dimensions104 ft deep x 35 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area93 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address26 JAMES ST
CitySCHENECTADY
StateNY
Zip12304-1306
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description1X WOOD AND GARAGE
Legal Block3
Legal Lot Number5.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3004
Census Tract20700

Owner

26 James St, a duplex, is owned by an individual who bought it in August 1998.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address34 CELESTE DR, RENSSELAER, NY 12144-4408
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 1998 · Amount on File
Deed SaleAug 27, 1998 · Amount on File
Prior SaleAug 27, 1998
Deed Book / Page1542 / 115
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 26 James St was $5,279, up 3.7% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,279.00 (+3.73%)
2025$5,089.00$81,200 Land $12,200 Building $69,000$134,459 Land $20,202 Building $114,257
2023$81,200 (-) Land $12,200 Building $69,000$102,785 (+3.8%) Land $15,443 Building $87,342
2022$81,200 Land $12,200 Building $69,000$99,024 Land $14,878 Building $84,146
2021$4,695.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 James St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 26 James St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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