Schenectady County and Schenectady City property record for 35 James St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,536 sqft · built 1910 |
| Lot Size | 0.079 acres (3,465 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $312,000 (Mar 2026) |
| Tax Bill | $5,367 (2026) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage May 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.68-2-38 |
| Primary APN | 421500 49.68-2-38 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 768 sqft |
| 2nd Floor Area | 768 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 3,465 sqft (0.079 acres) |
| Lot Dimensions | 99 ft deep x 35 ft wide |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 177 sqft |
| Porch | Slab |
| Porch Area | 240 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 35 JAMES ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 38.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 965 STATE ST, SCHENECTADY, NY 12307-1565 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| May 28, 2025 | Special Warranty Deed, Transfer · Conventional Mortgage EMPORIUM TPO LLC |
| Jun 13, 2018 | Trustee's Deed, Foreclosure WEBTITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2026 · Amount on Record |
| Deed Sale | Mar 2, 2026 · Amount on Record |
| Prior Sale | May 28, 2025 · Amount on Record |
| Deed Document Number | 20264232 |
| Deed Book / Page | 2167 / 261 |
| Prior Transfer Date | May 18, 2018 |
| Prior Transfer Doc | 0000025799 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 2, 2026 |
| Property Address | 35 JAMES ST, SCHENECTADY, NY 12304-1305 |
| Document Number | 0000004232 |
| Map Reference | MB 2 PG 52 |
| Instrument Date | Jan 29, 2026 |
| Instrument | 202604232 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,248.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1317 EAGLE AVE, ELMONT, NY 11003-2603 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 965 STATE ST, SCHENECTADY, NY 12307-1565 |
| Document Number | 0000004233 |
|---|---|
| Date | Mar 2, 2026 |
| Instrument | 202604233 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 28, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 28, 2025 |
| Property Address | 35 JAMES ST, SCHENECTADY, NY 12304-1305 |
| Document Number | 0000013197 |
| Map Reference | MB 2 PG 52 |
| Instrument Date | May 28, 2025 |
| Instrument | 202513197 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4849 GREENVILLE AVE STE 500, 500, DALLAS, TX 75206-4161 |
| Name | Verified Name |
|---|---|
| Address | 1317 EAGLE AVE, ELMONT, NY 11003-2603 |
| Document Number | 0000013198 |
|---|---|
| Date | May 28, 2025 |
| Instrument | 202513198 |
| Name | EMPORIUM TPO LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2055 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 13, 2018 |
| Property Address | 35 JAMES ST, SCHENECTADY, NY 12304-1305 |
| Document Number | 0000025799 |
| Book / Page | 001989 / 000238 |
| Instrument Date | May 18, 2018 |
| Instrument | 25799 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 9, 2018 |
| Title Company | WEBTITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $426.96 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500 |
| Investor | Possibly a Property Investor |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,367.00 (+5.4%) | ||
| 2025 | $5,092.00 (+5.1%) | $102,700 (+3.95%) Land $14,800 Building $87,900 | $170,061 (+35.98%) Land $24,507 Building $145,554 |
| 2023 | $98,800 (-) Land $14,800 Building $84,000 | $125,063 (+3.8%) Land $18,734 Building $106,329 | |
| 2022 | $98,800 Land $14,800 Building $84,000 | $120,488 Land $18,049 Building $102,439 | |
| 2021 | $4,845.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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