22 James St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 22 James St, Schenectady, NY 12304

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,372 sqft · built 1900
Lot Size0.083 acres (3,640 sqft)
OwnerIndividual Name on File
Last Sale$33,585 (Dec 2025)
Tax Bill$5,226 (2026)
Deeds & MortgagesDec 2025 Sale
Flood ZoneZone X (minimal risk)
APN421500 49.68-3-4

Property Details

APN / Parcel Number

Primary APN421500 49.68-3-4
Alternative APN
  • 150004906800030040000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area2,372 sqft Total Area
1st Floor Area1,186 sqft
2nd Floor Area1,186 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,640 sqft (0.083 acres)
Lot Dimensions104 ft deep x 35 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area404 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address22 JAMES ST
CitySCHENECTADY
StateNY
Zip12304-1306
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description2 WOOD AND GARAGE
Legal Block3
Legal Lot Number4.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3004
Census Tract20700

Owner

22 James St, a duplex, is owned and occupied by an individual who bought it in December 2025.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address22 JAMES ST, SCHENECTADY, NY 12304-1306
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2025 · Amount on File
Deed SaleDec 31, 2025 · Amount on File
Deed Document Number202530555
Deed Book / Page2163 / 460
Prior Transfer DateDec 12, 2025
Prior Transfer Doc0000030555
Record UpdatedOct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateDec 31, 2025
Property Address22 JAMES ST, SCHENECTADY, NY 12304-1306
Document Number0000030555
Instrument DateDec 8, 2025
Instrument202530555
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount on Record
Tax$136.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address105 JAY ST, SCHENECTADY, NY 12305-1905

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 JAMES ST, SCHENECTADY, NY 12304-1306

Tax Assessment & Valuation

The 2026 property tax bill for 22 James St was $5,226, up 3.8% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,226.00 (+3.77%)
2025$5,036.00$79,900 (-) Land $12,000 Building $67,900$132,307 (+13.35%) Land $19,871 Building $112,436
2024$79,900 (-) Land $12,000 Building $67,900$116,728 (+15.41%) Land $17,531 Building $99,197
2023$79,900 (-) Land $12,000 Building $67,900$101,139 (+3.8%) Land $15,190 Building $85,949
2022$79,900 Land $12,000 Building $67,900$97,439 Land $14,634 Building $82,805
2021$4,643.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 James St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 22 James St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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