3088 Five Points Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 3088 Five Points Rd, Cottondale, FL 32431 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1995
Square Footage	1,659 sqft Heated Area
Lot Size	46,609 sqft (1.07 acres)
Occupancy	Owner Occupied
Last Sale	$159,000 (2021)
Tax Bill	$908.00 (2025)

Owner

Source: Jackson County records · APN 21-4N-11-0000-0070-0020

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3088 FIVE POINTS RD, COTTONDALE, FL 32431-7726
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 02, 2021 · Amount on Record
Deed Sale	Jul 02, 2021 · Amount on Record
Prior Sale	Mar 31, 2005 · Amount on Record
Deed Doc Number	202132008286
Deed Book / Page	1704 / 733
Record Refreshed	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON FL
Recording Date	Jul 02, 2021
Property Address	3088 FIVE POINTS RD, COTTONDALE, FL 32431-7726
Document Number	0017040733
Book / Page	1704 / 733
Instrument Date	Jun 29, 2021
Instrument	202132008286
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	MARIANNA TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$1,113.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1317 MIXON AVE, 1317, BAY MINETTE, AL 36507-5113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3088 FIVE POINTS RD, COTTONDALE, FL 32431-7726

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$908.00 (+4.01%) Homeowner's exemption Widower's exemption	$113,475 (+2.9%)	$160,498 (-1.29%) Land $9,095 Building $151,403
2024	$873.00 (+7.38%) Homeowner's exemption Widower's exemption	$110,277 (+3%)	$162,589 (+2.34%) Land $9,095 Building $153,494
2023	$813.00 (+3.7%) Homeowner's exemption Widower's exemption	$107,065 (+3%)	$158,865 (+22.59%) Land $9,095 Building $149,770
2022	$784.00 Homeowner's exemption Widower's exemption	$103,947	$129,593 Land $8,560 Building $121,033

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (12063C), updated January 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 16% of Florida
Wildfire Likelihood	About 1 in 1,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`21-4N-11-0000-0070-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,659 sqft Heated Area
Gross Area	2,243 sqft Gross Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Exterior Material	Brick Exterior
Construction Type	Brick Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	46,609 sqft (1.07 acres)
Shed	1 Shed
Patio Area	312 sqft Patio
Porch	Open Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	3088 FIVE POINTS RD
City	COTTONDALE
State	FL
Zip	32431-7726
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OR 182 P 507 COMM AT SEC OF SW1/4, RUN W 260 FT TO BEGIN, RUN N 233 FT, W 200 FT, S 233 FT, E 200 FT TO POB...OR 361 P 832 OR
Legal Range	11W
Legal Township	04N
Legal Section	21
Jurisdiction	JACKSON FL
Minor Civil Division	ALFORD
Census Blockgroup	2
Census Block	2004
Census Tract	211100