309 Whytegate Ct, Lake Forest, IL 60045 Property Records

Lake County property record for 309 Whytegate Ct, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,633 sqft · built 1986
Lot Size	0.506 acres (22,054 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (May 2016)
Tax Bill	$19,396 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-14-205-004`

Property Details

APN / Parcel Number

Primary APN	`15-14-205-004`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,633 sqft Living Area
Gross Area	4,395 sqft
1st Floor Area	1,701 sqft
Upper Floors Area	1,368 sqft
Basement Area	774 sqft
Finished Basement	564 sqft
Unfinished Basement	210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	22,054 sqft (0.506 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	12 sqft
Deck Area	Deck Area
Patio Area	487 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	309 WHYTEGATE CT
City	LAKE FOREST
State	IL
Zip	60045-4705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHYTEGATE UNIT TWO; LOT 26
Legal Subdivision	WHYTEGATE UNIT TWO
Legal Lot Number	26
Legal Unit	2
Jurisdiction	LAKE IL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1045
Census Tract	866200

Owner

309 Whytegate Ct is owned and occupied by an individual who bought it in May 2016.

Source: Lake County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	309 WHYTEGATE CT, LAKE FOREST, IL 60045-4705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2016 · Amount on File
Deed Sale	May 18, 2016 · Amount on File
Prior Sale	Aug 2, 2005 · Amount on File
Deed Document Number	20167292795
Prior Transfer Date	Jun 7, 2011
Prior Transfer Doc	0006762863
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	309 WHYTEGATE CT, LAKE FOREST, IL 60045-4705
Transaction Type	Mortgage
Record Updated	Apr 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007749023
Date	Feb 10, 2021
Instrument	7749023

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	15200

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	309 WHYTEGATE CT, LAKE FOREST, IL 60045-4705
Document Number	0007667504
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	309 WHYTEGATE CT LAKE FOREST IL 600454705, LAKE FOREST, IL 60045-4705

Mortgage

Document Number	0007667504
Date	Jun 23, 2020
Instrument	7667504

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Vernon Township
Municipality	Lincolnshire Village
Elementary School District	Lincolnshire-Prairieview School District 103 (KG - 08)
Secondary School District	Adlai E. Stevenson High School District 125 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$244,967 Land $75,839 Building $169,128	$734,975 Land $227,540 Building $507,435
2024	$19,396.00 (-0.4%)
2023	$19,474.00 (+3.99%)	$209,434 (-5.12%) Land $64,838 Building $144,596	$628,364 (-5.12%) Land $194,533 Building $433,831
2022	$18,726.00	$220,742 Land $67,547 Building $153,195	$662,292 Land $202,661 Building $459,631

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 309 Whytegate Ct in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	9 (1986–2020)
Claims Outside the SFHA	2 of 9
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Whytegate Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLNSHIRE serves 7,940 people · EPA ID IL0970950
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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