307 Whytegate Ct, Lake Forest, IL 60045 Property Records

Lake County property record for 307 Whytegate Ct, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 5,589 sqft · built 1987
Lot Size	0.527 acres (22,943 sqft)
Owner	Company Name on Record
Last Sale	$1,050,000 (Sep 2022)
Tax Bill	$26,449 (2024)
Deeds & Mortgages	Sep 2022 Sale Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-14-205-005`

Property Details

APN / Parcel Number

Primary APN	`15-14-205-005`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,589 sqft Living Area
Gross Area	7,024 sqft
1st Floor Area	2,231 sqft
Upper Floors Area	1,685 sqft
Basement Area	2,231 sqft
Finished Basement	1,673 sqft
Unfinished Basement	558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	22,943 sqft (0.527 acres)
Garage Type	Attached
Garage Area	877 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	115 sqft
Patio Area	569 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	307 WHYTEGATE CT
City	LAKE FOREST
State	IL
Zip	60045-4705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHYTEGATE UNIT TWO; LOT 25
Legal Subdivision	WHYTEGATE UNIT TWO
Legal Lot Number	25
Legal Unit	2
Jurisdiction	LAKE IL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1045
Census Tract	866200

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	307 WHYTEGATE CT, LAKE FOREST, IL 60045-4705
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Warranty Deed, Transfer CHICAGO TITLE
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2022 · Amount on Record
Deed Sale	Sep 1, 2022 · Amount on Record
Prior Sale	Mar 25, 2004 · Amount on Record
Deed Document Number	20227930280
Prior Transfer Date	May 6, 2001
Prior Transfer Doc	0004718685
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Sep 1, 2022
Property Address	307 WHYTEGATE CT, LAKE FOREST, IL 60045-4705
Document Number	0007930280
Map Reference	DOC 2386296
Instrument Date	Aug 19, 2022
Instrument	7930280
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	307 WHYTEGATE CT, LAKE FOREST, IL 60045-4705

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	307 WHYTEGATE CT, LAKE FOREST, IL 60045-4705
Transaction Type	Mortgage
Record Updated	Nov 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007842320
Date	Nov 10, 2021
Instrument	7842320

Lender

Name	CHICAGO FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	CHICAGO, IL 60642

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Oct 1, 2031
Min Rate At Change	3%
Max Rate At Change	7.25%
Index	Other
Margin	3
Max Rate	7.25%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Vernon Township
Municipality	Lincolnshire Village
Elementary School District	Lincolnshire-Prairieview School District 103 (KG - 08)
Secondary School District	Adlai E. Stevenson High School District 125 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$328,169 (+16.96%) Land $85,452 Building $242,717	$984,606 (+16.96%) Land $256,382 Building $728,224
2024	$26,449.00 (+14.29%)
2023	$23,143.00 (+3.99%)	$280,571 (+7.42%) Land $73,058 Building $207,513	$841,797 (+7.42%) Land $219,196 Building $622,601
2022	$22,255.00	$261,197 Land $68,013 Building $193,184	$783,669 Land $204,059 Building $579,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	9 (1986–2020)
Claims Outside the SFHA	2 of 9
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLNSHIRE serves 7,940 people · EPA ID IL0970950
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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