309 W Front St, Buchanan, MI 49107 Property Records

Berrien County property record for 309 W Front St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,419 sqft · built 1883
Lot Size	0.496 acres (21,606 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Oct 2020)
Tax Bill	$5,142 (2025)
Deeds & Mortgages	Mar 2022 Construction Loan Jan 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58-1300-0001-01-0`

Property Details

APN / Parcel Number

Primary APN	`58-1300-0001-01-0`
Alternative APN	`11-58-1300-0001-01-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	4,419 sqft Living Area
1st Floor Area	2,379 sqft
Basement Area	1,612 sqft
Unfinished Basement	1,612 sqft

Exterior

Year Built	Built 1883
Effective Year Built	Effective 1883
Lot Area	21,606 sqft (0.496 acres)
Lot Dimensions	270 ft deep x 80 ft wide
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	309 W FRONT ST
City	BUCHANAN
State	MI
Zip	49107-1253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	SPLIT/COMBINED ON 01/21/2015 FROM 58-1300-0001-00-1, 58-4900-0001-01-4; LOT 1 BLK A NATHANIEL B COLLINS ADD TO CITY OF BUCHANAN EXC THE S 66' THEREOF ALSO EXC THE E 6' OF THE N 130' OF THE S 196' SD LOT 1
Legal Subdivision	NATHANIEL B COLLINS ADD
Legal Block	A
Legal Lot Number	1
Legal Unit	1,1
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	4
Census Block	4005
Census Tract	20200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Buchanan North and West Neighborhoods Historic District listed 2011 · 575 contributing resources · NRIS 11000863

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 W FRONT ST, BUCHANAN, MI 49107-1253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST FEDERAL SAVINGS BANK
Jan 20, 2023	Intrafamily Transfer, Transfer
Oct 23, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Prior Sale	Oct 23, 2020 · Amount on Record
Deed Book / Page	3296 / 2967
Last Transfer Date	Jan 16, 2023
Transfer Doc	003397/321
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	309 W FRONT ST, BUCHANAN, MI 49107-1253
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03366/2537
Date	Mar 14, 2022
Book Page	3366/2537
Instrument	2022345543

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	48975

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	371 Months
Due	Feb 1, 2053

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jan 20, 2023
Property Address	309 W FRONT ST, BUCHANAN, MI 49107-1253
Document Number	003397/321
Book / Page	3397 / 321
Map Reference	LB 30 PG 42
Instrument Date	Jan 16, 2023
Instrument	2023371522
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 W FRONT ST, BUCHANAN, MI 49107-1253

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 23, 2020
Property Address	309 W FRONT ST, BUCHANAN, MI 49107-1253
Document Number	03296/2967
Book / Page	3296 / 2967
Map Reference	LB 30 PG 42
Instrument Date	Oct 12, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	482 PARK AVE, VALPARAISO, IN 46385-4674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 W FRONT ST, BUCHANAN, MI 49107-1253

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,400 (+10.58%)	$388,800 (+10.58%)
2025	$5,142.00 (+2.25%) Homeowner's exemption	$175,800 (+47.86%)	$351,600 (+47.86%)
2024	$5,029.00 (+42.26%)
2023		$118,900	$237,800
2022	$3,535.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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