306 W Front St, Buchanan, MI 49107 Property Records

Berrien County property record for 306 W Front St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,956 sqft · built 1952
Lot Size	0.414 acres (18,034 sqft)
Owner	Individual Name on File
Last Sale	$148,000 (Oct 2016)
Tax Bill	$3,467 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58-6850-0007-00-5`

Property Details

APN / Parcel Number

Primary APN	`58-6850-0007-00-5`
Alternative APN	`11-58-6850-0007-00-5`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,956 sqft Living Area
1st Floor Area	1,348 sqft
Basement Area	1,348 sqft
Unfinished Basement	1,348 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	18,034 sqft (0.414 acres)
Lot Dimensions	182 ft deep x 99 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	306 W FRONT ST
City	BUCHANAN
State	MI
Zip	49107-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	LOT 2 BLK 14 ROSS & ALEXANDERS ADD TO CITY OF BUCHANAN EXC THE N 82.5' OF SD LOT
Legal Subdivision	ROSS & ALEXANDERS ADD
Legal Block	14
Legal Lot Number	2
Legal Unit	2
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	5
Census Block	5010
Census Tract	20200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Buchanan North and West Neighborhoods Historic District listed 2011 · 575 contributing resources · NRIS 11000863

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

306 W Front St is owned and occupied by an individual who bought it in October 2016.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	306 W FRONT ST, BUCHANAN, MI 49107-1213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Line of Credit HONOR CU
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Feb 10, 2022	Deed of Trust, Mortgage · Line of Credit HONOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2016 · Amount on File
Deed Sale	Oct 26, 2016 · Amount on File
Prior Sale	Jun 25, 2013
Deed Book / Page	3152 / 2680
Prior Transfer Date	Jun 8, 2011
Prior Transfer Doc	02959/3033
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	306 W FRONT ST, BUCHANAN, MI 49107-1213
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 W FRONT ST, BUCHANAN, MI 49107-1213

Mortgage

Document Number	03473/1507
Date	Mar 24, 2026
Book Page	3473/1507
Instrument	2026456739

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	306 W FRONT ST, BUCHANAN, MI 49107-1213
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003319/507
Date	Mar 22, 2021
Book Page	3319/507

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	306 W FRONT ST, BUCHANAN, MI 49107-1213
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 W FRONT ST, BUCHANAN, MI 49107-1213

Mortgage

Document Number	03363/1254
Date	Feb 10, 2022
Book Page	3363/1254
Instrument	2022342906

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jan 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 306 W Front St was $3,467 with a homeowner's exemption, up 2.2% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,300 (+4.57%)	$274,600 (+4.57%)
2025	$3,467.00 (+2.24%) Homeowner's exemption	$131,300	$262,600
2024	$3,391.00
2023		$113,300	$226,600
2022	$3,207.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 W Front St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1981–1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 W Front St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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