312 W Front St, Buchanan, MI 49107 Property Records

Berrien County property record for 312 W Front St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,624 sqft · built 1852
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Dec 2023)
Tax Bill	$7,899 (2025)
Deeds & Mortgages	Dec 2023 Sale Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`58-6850-0010-00-6`

Property Details

APN / Parcel Number

Primary APN	`58-6850-0010-00-6`
Alternative APN	`11-58-6850-0010-00-6`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,624 sqft Living Area
1st Floor Area	1,744 sqft
Basement Area	1,104 sqft
Unfinished Basement	1,104 sqft

Exterior

Year Built	Built 1852
Effective Year Built	Effective 1852
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	116 ft deep x 99 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	312 W FRONT ST
City	BUCHANAN
State	MI
Zip	49107-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	THE S 115.5'OF LOT 5 BLK 14 ROSS & ALEXANDERS ADD TO CITY OF BUCHANAN
Legal Subdivision	ROSS & ALEXANDERS ADD
Legal Block	14
Legal Lot Number	5
Legal Unit	5
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	5
Census Block	5010
Census Tract	20200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Buchanan North and West Neighborhoods Historic District listed 2011 · 575 contributing resources · NRIS 11000863

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

312 W Front St is owned by an individual who bought it in December 2023.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3734 N SPAULDING AVE, CHICAGO, IL 60618-4412
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Nov 8, 2022	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Sep 27, 2019	Correction Deed
Sep 27, 2019	Warranty Deed, Transfer · VA Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2023 · Amount on File
Deed Sale	Dec 6, 2023 · Amount on File
Prior Sale	Sep 27, 2019 · Amount on File
Deed Document Number	2023394179
Deed Book / Page	3417 / 237
Prior Transfer Date	Nov 26, 2012
Prior Transfer Doc	03017/1470
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Dec 6, 2023
Property Address	312 W FRONT ST, BUCHANAN, MI 49107-1213
Document Number	003417/237
Book / Page	3417 / 237
Map Reference	LB 20 PG 240
Instrument Date	Nov 29, 2023
Instrument	2023394179
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$1,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3734 N SPAULDING AVE, CHICAGO, IL 60618-4412

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	312 W FRONT ST, BUCHANAN, MI 49107-1213
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 W FRONT ST, BUCHANAN, MI 49107-1213

Mortgage

Document Number	03391/1389
Date	Nov 8, 2022
Book Page	3391/1389
Instrument	2022366665

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 27, 2019
Property Address	312 W FRONT ST, BUCHANAN, MI 49107-1213
Document Number	03251/0385
Book / Page	3251 / 0385
Instrument Date	Sep 23, 2019
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 W FRONT ST, BUCHANAN, MI 49107-1213

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 27, 2019
Property Address	312 W FRONT ST, BUCHANAN, MI 49107-1213
Document Number	03251/0389
Book / Page	3251 / 0389
Instrument Date	Sep 23, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 W FRONT ST, BUCHANAN, MI 49107-1213

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	312 W FRONT ST, BUCHANAN, MI 49107-1213

Mortgage

Document Number	0003251391
Date	Sep 27, 2019
Instrument	3251/391

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 312 W Front St was $7,899, up 0.6% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,000 (+4.47%)	$290,000 (+4.47%)
2025	$7,899.00 (+0.6%)	$138,800	$277,600
2024	$7,852.00
2023		$121,700	$243,400
2022	$3,474.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 312 W Front St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1981–1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 W Front St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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